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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
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Executive advantage program
home loans for executives and professionals
Find flexible financing options that consider your future earning potential and offer low down payment options.
Get Started 
at a glance
Choosing the Right Mortgage?
The Executive Advantage Program1 offers professionals, such as doctors, attorneys and executive management, specialized benefits to meet your mortgage needs. We know you're busy, so we're happy to meet when it's convenient for you.
Up to 85% Financing
This program offers up to 85% financing2 without the requirement of private mortgage insurance, saving you significant costs over time.
Minimum Fees
There are no application fees, discount points, or prepayment penalties, making it a hassle-free option.
Refinance Option
For refinances, closing costs can be rolled into the loan3 providing a cost-effective solution for high-value properties.
First Steps
How to Get Started
Getting started on a mortgage is simple when you know the key steps to take, from exploring your options to submitting your application.
Fast App
Get Pre-qualified
Take the guesswork out of your home search. By knowing how much you can afford, you can find the perfect home that fits your budget and be one step closer to moving in. Start your application now and we'll be happy to walk you through the next steps.
Mortgage specialists
Find Your Perfect Mortgage with Expert Help
Not sure which mortgage loan is right for you? Our Mortgage Specialists are here to guide you every step of the way. Contact a local expert to get personalized advice and find the loan that fits your needs. Locate a Mortgage Specialist or call (863) 688-8443 or toll free (855) 915-4663.
calculator
Estimate Your Monthly Payment
Use the calculator below to calculate what your monthly payment might be for the loan.
More Loan Types
Explore Other Mortgage Options
Consider these additional mortgage loan options that might be a better fit for your financial situation.
1. The Advantage Program is available to any applicant who meets the minimum income requirement. Membership and eligibility requirements apply.
2.MIDFLORIDA Credit Union Membership, eligibility, and credit approval required. Available for purchases, refinances, or construction-permanent loans of primary residences excluding mobile homes and minimum credit score of 680 and maximum loan amount of $1,500,000. Payment example: A 30 year fixed rate loan with credit score of 700 for $1,500,000 with 15% down at 8.125% and an Annual Percentage Rate (APR) of 8.227% has a monthly payment of $11,137.46 which includes principal and interest. Payment example does not include amounts for taxes or insurance premiums; the actual payment will be greater. Advertised terms are valid as of November 1, 2024, and subject to change without notice. Other conditions apply. Ask your mortgage loan officer for details.
3. Sufficient equity required.
