RV & boat loans

Fun by Land or sea

Who says your days should be all work and no play? Whether you prefer land or sea, MIDFLORIDA has the financing for your favorite outdoor activities. Get pre-approved today!
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At A Glance

Calling the Wild and Adventurous

There's so much to see and do in Florida and beyond. We can help you experience nature while enjoying some rest and relaxation.

Lower Rates

Enjoy significant savings over the life of your boat or RV loan with our competitive low rates.
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Flexible Terms

Stretch your payments over time with the flexibility of loan terms up to 96 months.
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Financing

We offer up to 75% financing for both RV and boat loans (boat purchases require 25% cash or trade equity).
Features & Benefits

Loan Benefits Designed for You

Explore the features that make our loans a smart choice for managing your finances with confidence.
personalized support

Ready to Buy? Ask the Experts.

You want a dependable ride, and you can depend on us to help you get it. Our loan experts are here to make the loan process easier. Call our loan department at (863) 284-5626 or toll free (855) 560-5626.

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Refinance

Refinance for Better Terms

Ready to lower your monthly payments or get a better interest rate on your current loan? Refinance your boat or RV loan with us and enjoy flexible competitive rates and more savings.
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Calculator

Find Out What You Can Afford

Estimate your borrowing potential and explore how much you can afford.
other Products & ServiCES

Explore More Banking Options

Find the right loan for life's next adventure.
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Auto Loans

New or new to you—get the financing you need to buy your new car with our quick and easy online loan application.
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Motorcycle Loans

Hit the open road with a MIDFLORIDA motorcycle loan. You'll find great rates and flexible terms that fit any budget.
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Personal Line of Credit

A line of credit is a convenient solution for having quick and easy access to funds whenever you need them.
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RV And Boat Loan FAQs

Approval on a boat or RV loan can happen quickly, sometimes the same day, if you have all the necessary documentation, such as proof of income, credit information, proof of insurance and identification.

Yes, pre-approvals can help speed up the process by giving you a clear idea of your budget before you start shopping.

Yes, when you submit a loan application, we will perform a "hard inquiry" on your credit. 
Membership and eligibility requirements apply.