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jumbo mortgage

the perfect solution for luxury Homes

Affords an easy option to finance larger home values at competitive rates. 
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at a glance

Choosing the Right Mortgage

If you're looking to buy a luxury home, a jumbo mortgage allows you to borrow more than a conventional loan and has a variety of rates and terms available to best meet your needs.  Let us help you evaluate your options and find the perfect mortgage solution.
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Higher Loan Limits

Finance luxury homes or high-value properties that exceed conventional loan limits.

Competitive Rates

Take advantage of competitive interest rates tailored for higher loan amounts.
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Flexible Terms

Customize your loan with various repayment options to suit your financial goals.

Tailored Solutions

Jumbo loans offer flexible solutions tailored to meet the unique financial needs of qualified borrowers.
First Steps

How to Get Started

Getting started on a mortgage is simple when you know the key steps to take, from exploring your options to submitting your application.
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Get Pre-qualified

Take the guesswork out of your home search. By knowing how much you can afford, you can find the perfect home that fits your budget and be one step closer to moving in. Start your application now and we'll be happy to walk you through the next steps.
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Mortgage specialists

Find Your Perfect Mortgage with Expert Help

Not sure which mortgage loan is right for you? Our Mortgage Specialists are here to guide you every step of the way. Contact a local expert to get personalized advice and find the loan that fits your needs. Locate a Mortgage Specialist or call (863) 688-8443 or toll free (855) 915-4663.
Mortgage Specialists
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Estimate Your Jumbo Loan Payment

Use the calculator below to calculate your monthly payment.
More Loan Types

Explore Other Mortgage Options

Consider these additional mortgage loan options that might be a better fit for your financial situation.

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Construction-to-Permanent

Enjoy the convenience of one loan, one set of closing costs and one closing date with a construction-to-permanent loan.
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Executive Advantage

Home loans for executives and professionals that factor in your future earning potential and offer low down payment options.
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Cash-Out Refinance

Replace your existing mortgage with a new one for more than you owe, receiving the difference in cash. Use the funds for home improvements or other major expenses.
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Dive Deeper

Insights and Tips from Our Blogs

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What Happens When the Fed Cuts the Target Fed Funds Rate?

When the Fed cuts the target fed funds rate, how does that affect mortgages, refinancing, and borrowing? And explore how MIDFLORIDA can help you benefit from lower rates.

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Historical Guide to Mortgage Rates and What Moves Them

Read MIDFLORIDA Credit Union's historical guide to mortgage rates: What moves them, and how to make smart home loan and refinancing decisions

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How Does the Federal Reserve Influence Interest Rates?

Learn how the Federal Reserve influences interest rates and how it affects your mortgage options. Discover when it's the best time to apply or refinance.

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Best neighborhoods in Tampa to consider living in

Tampa, FL, ranks as one of the best cities in the world. However, it pays to research the best neighborhoods in Tampa that fit your needs and lifestyle wants.

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Which city is better to live in, Bradenton or Sarasota?

Considering a move to Florida’s Gulf Coast? Two cities might top your list: Bradenton or Sarasota. Check out the benefits of living in Bradenton versus Sarasota

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Is Lakeland, Florida, expensive to live in?

The cost of living can be a big factor in Florida. A little city named Lakeland often comes up as an option. But is Lakeland, Florida, expensive to live in?

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Pros and cons of living in Winter Haven, FL

A Florida region that emphasizes natural environments, strong communities, and the arts—exploring the pros and cons of living in Winter Haven is worth exploring.

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Best suburbs to live in the Orlando area

Orlando is famous for its theme parks, vibrant cultural scene, and sunshine. Moreover, the Orlando suburbs have great housing and living options for everyone.

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Is Davenport, Florida, a good place to move to?

We’ve heard many clients asking us: Is Devenport, Florida, a good place to move to? Here's why Davenport is one of the most desirable places to buy a home.

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How much does it cost to live in Port St. Lucie?

Port St. Lucie is a sought-after location for those searching for a peaceful yet lively place to live. But how much does it cost to live in Port St. Lucie?

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