Extreme Yield Savings

Above and Beyond Regular Savings

An option to structure funds to maximize dividends while maintaining access. 
Open at a Branch View Rates
Happy senior couple, dance and laughing in joyful happiness for relationship bonding in the kitchen at home.
at a glance

Maximize your Savings

This tiered savings account is designed for those who maintain higher balances as the dividend rate grows with each tier up to $250,0001. Additionally, assets remain liquid allowing for the option to reinvest into other opportunities as they arise.  If you're interested in laddering other deposits to help reach you savings goals, check out our other savings accounts

Bauer 5-Star Rated

This superior rating provided by Bauer Financial recognizes our strength and stability.

Walk-Ins Welcome

No appointment required for account opening. 

Funds insured

Enjoy peace of mind knowing your account is federally insured by the NCUA up to $250,000.
Account benefits

Perks with Your Account

Enjoy 24/7 access to your savings through online banking, while still having the option for personalized, face-to-face service at any of our branches.
Online Banking

Manage Your Savings Anytime

Stay in control of your savings with secure online banking. Check your balance, transfer funds from accounts you own elsewhere, and track your savings goals.
African American woman sitting on couch looking at laptop
Linked & External Accounts

Manage All Your Accounts in One Place

Easily move money between your accounts with Linked Accounts, even if they're at other banks. In addition, our External Accounts feature lets you see all your financial accounts in one place, giving you a complete overview of your finances without the hassle of switching between platforms.
Young man holding mobile phone out to see linked account options
personal checking

Boost your savings with a checking account

Wherever you're headed in life, MIDFLORIDA has personal checking accounts designed to help you manage your money on your terms.
Mother and daughter in walkway in big city
Other Products & Services

Explore More Banking Options

We offer a range of valuable products and services designed to meet all your financial needs. 
Couple is buying new car and signing the contract

Auto Loans

Get pre-approved online or ask for MIDFLORIDA financing at the dealership. We'll help you save money with a better interest rate.
Learn More
Woman walking out of store with shopping bags

Visa Signature

Earn cash back rewards on net qualifying purchases. Cardholders have access to a variety of exclusive benefits.
Learn More
Happy couple holding up keys to new home

Mortgages

Whether this is your first home or you're a seasoned homebuyer, we can help you find the mortgage that best fits your situation.
Learn More

Extreme Yield Savings FAQs

A $25,000 deposit is required to open an Extreme Yield Savings account.

The fee is $10 per month but can be avoided by maintaining an average daily balance of $10,000 average daily balance. 
1. Offer valid as of November 1, 2024 and may be cancelled at any time without notice. Membership and eligibility requirements apply. See associate for details regarding fees and terms. Minimum opening balance is $25,000. Not valid for the transfer of any deposits held with MIDFLORIDA. Extreme Yield is a tiered product. Rates may change after the account is opened, without notice. Fees may reduce earnings.