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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
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Freedom business checking
freedom to choose better banking
Finally, a feature-rich checking account for start-ups and business owners with low or no credit.
Open at a Branch Contact Us 
At a glance
Checking with Freedom to Grow
Our Business Banking Account is designed for start-ups and business owners with little to no credit history, offering essential features to help you build and grow your business from the ground up.
Low Opening Balance
$1001 minimum to open makes it easier to get started, keeping more of your capital available for day-to-day operations.
200 Free Transactions
200 free transactions2 per month; $.15 per transaction after. Debit card transactions are excluded from transaction limit
No deposit cut-off time
Manage your cash flow more efficiently with the flexibility to deposit anytime.
add-on solutions
Additional Services for Businesses
You're in the business to make money. We are in the business to help you manage it.
Merchant Services
Give Your Customers More Ways to Pay
Set your business up to accept Visa and Mastercard payments, as well as other electronic payments. Our secure, reliable tools help you get paid faster and simplify your operations.
overdraft solutions
Safeguard Your Cash Flow
Mitigate cash flow issues with our overdraft protection, ensuring you’re always prepared for unexpected expenses.
Freedom Business Checking FAQs
No appointment is needed to visit any of our branch locations to open a business account. However, if you would like to make one, you can contact a business banker at (863) 293-5196.
To view the full list of everything you need, view our Required Documents page.
The minimum to open this account is $100.
Yes, there is a $15.00 monthly maintenance fee.
200 free transactions per month; $.15 per transaction after. Debit card transactions are excluded from transaction limit.
No fee for the first $20,000; .1% of the month’s total amount after.
1 Membership and eligibility requirements apply.
2 Transactions include checks paid or other debits; withdrawals; deposits and deposited items; and transfers. Debit card transactions, wire transfers, deposits made via remote deposit capture, and electronic ACH credits/debits not included.
