Secured loans

Borrow From Yourself

Unlock the value of your savings and build better credit in the process.
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At a glance

Save. Freeze. Borrow. Pay Back.

With a Secured Loan, your savings or certificates become collateral for a loan offering great rates and manageable payments. You can make the purchases you need, while your savings stay intact and continue earning dividends, helping build up your credit score.
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Manageable Payments

Enjoy a fixed rate and set term so you'll know exactly what your monthly payment will be and when your loan will be paid in full.
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Local Decisions

Get fast, local loan approvals so you can access your funds quickly and start making purchases.

Increased Credit Score

Build a stronger credit history by making on-time monthly payments, helping you qualify for larger loans and better rates in the future.
Features & Benefits

Loan Benefits Designed For You

Your savings can help you learn to manage your money with confidence.

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It's a Win-Win

With our secured loan, your savings keep working for you, meaning you continue to accrue interest throughout the loan term. So you can make your purchase and keep your nest egg growing! Plus, you can make payments conveniently with automatic transfers, payroll deductions, transfers within Free Online Banking or in our app.
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personalized support

Expert Guidance Every Step of the Way

Our experienced team takes the time to thoroughly assess your needs, ensuring you receive a loan solution perfectly tailored to you with support from beginning to end. Call (863) 284-5626 or toll free (855) 560-5626.
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Estimate Your Monthly Savings

In order to adequately save, you need to you what you spend.

Other Products & services

Explore More Banking Options

We offer a range of valuable products and services designed to meet all your financial needs.

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First Time Visa

Getting your first credit card is a big deal. This is the perfect card to help build your credit and create good spending habits early.
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Personal Checking

Manage your money on your terms with a variety of personal checking accounts.
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Regular Savings

Watch your savings soar with account options designed to help you reach every goal.
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