All MIDFLORIDA branches and Help Desk will be closed on November 11 in observance of Veterans Day.

Close
Secured loans

Borrow From Yourself

Unlock the value of your savings and build better credit in the process.
Apply Now View Rates
Two young women playing and having fun on beach
At a glance

Save. Freeze. Borrow. Pay Back.

With a Secured Loan, your savings or certificates become collateral for a loan offering great rates and manageable payments. You can make the purchases you need, while your savings stay intact and continue earning dividends, helping build up your credit score.
Icon debit card and bills

Manageable Payments

Enjoy a fixed rate and set term so you'll know exactly what your monthly payment will be and when your loan will be paid in full.
Icon calendar

Local Decisions

Get fast, local loan approvals so you can access your funds quickly and start making purchases.

Increased Credit Score

Build a stronger credit history by making on-time monthly payments, helping you qualify for larger loans and better rates in the future.
Features & Benefits

Loan Benefits Designed For You

Your savings can help you learn to manage your money with confidence.

features

It's a Win-Win

With our secured loan, your savings keep working for you, meaning you continue to accrue interest throughout the loan term. So you can make your purchase and keep your nest egg growing! Plus, you can make payments conveniently with automatic transfers, payroll deductions, transfers within Free Online Banking or in our app.
Apply Now
Man at desk gazing out window thinking about getting a secured loan
personalized support

Expert Guidance Every Step of the Way

Our experienced team takes the time to thoroughly assess your needs, ensuring you receive a loan solution perfectly tailored to you with support from beginning to end. Call (863) 284-5626 or toll free (855) 560-5626.
Get Started
Loan officer with couple looking through documents.
calculator

Estimate Your Monthly Savings

In order to adequately save, you need to you what you spend.

Other Products & services

Explore More Banking Options

We offer a range of valuable products and services designed to meet all your financial needs.

Three female teens out shopping with their first Visa credit cards

First Time Visa

Getting your first credit card is a big deal. This is the perfect card to help build your credit and create good spending habits early.
Learn More
Mom with daughter in city

Personal Checking

Manage your money on your terms with a variety of personal checking accounts.
Learn more
Happy family on couch with computer looking at monitor

Regular Savings

Watch your savings soar with account options designed to help you reach every goal.
Learn more
MIDFLORIDA membership and eligibility requirements apply.

Still Have Questions?

Contact Us
Visit Us
Schedule appointment
Ask Kit