Member Login
- Online Banking
- Premier Treasury Online
*Username
Forgot User ID*Password
Forgot PasswordNot Enrolled Yet?
Set up Online AccessNeed to complete an application?
Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
Get Started
business checking
business Checking Accounts with big benefits
Open a business checking account with MIDFLORIDA Credit Union and stay in control of your finances. Get access to digital tools and personalized support to keep operations running smoothly.
Open at a Branch
Contact a Business Banker 
compare accounts
Find the Right Checking Account for Your Business
Every business is unique, and so are its financial needs. Compare our business checking account options to find the one that fits your goals, with features designed to simplify your day-to-day banking.
Documentation is required at account opening and varies by business type.
Documentation is required at account opening and varies by business type.
- Most Popular Options
- Premium Options
Free Business Checking
Learn MoreFreedom Business Checking
Learn MoreMinimum To Open
$100
$100
Monthly Maintenance Fee
$0
$15
Dividends
Free Transactions
300
200
Premier Business Checking
Learn MoreBusiness Checking Plus Interest
Learn MoreMinimum To Open
$500
$500
Monthly Maintenance Fee
$25 or $0 with one of the following:
- maintain a $25,000 average daily balance
- $50,000 in cumulative deposits
- $75,000 in business loans
$25 or $0 if you maintain a $5,000 average daily balance.
Dividends
Free Transactions
500
400
account benefits
Let's Get Down To Business
These convenient services make it easy to manage your business's finances.
Walk-Ins Welcome
No appointment required for account opening.
Convenient Hours
Enjoy convenient branch accessibility with extended drive-thru and full-service Saturday hours.
Bill Pay
Pay all your bills from one location or schedule them in advance.
Free Coin Counting
Skip the counting and rolling. Cash in up to $200 in coins per day for free.
e-statements
Declutter your life with fast, secure, digital statements.
Mobile App
Check transactions, make payments, deposit checks, and manage your card on the go with the free MIDFLORIDA app.
Merchant Services
Give your customers more ways to pay by accepting Mastercard and Visa payments for goods and services.
Personal Banking
Access more great services and products for your personal banking needs.
personalized support
Expert Guidance Every Step of the Way.
Our Business Bankers take time to understand how you operate and what you need from a business checking account. We’ll help you compare options and choose the right fit, with support from day one.
Other Products & Services
Explore More Banking Options
Our range of business products goes beyond checking. Explore our credit card, lending, and treasury service solutions to compliment your business journey.
Business Checking Account FAQs
You can open a business checking account by visiting a branch location. A Business Banker will guide you through the process, review required documentation, and help you select the right account for your business.
The documents you need depend on your business type, but commonly include SS-4, EIN, business tax receipts, bylaws, operating agreements, and active certification with Sunbiz. To view the full list of everything you need, view our Required Documents page.
A credit union business checking account offers personalized service, relationship-based support, and convenient digital tools. You also benefit from working with a local financial partner that understands the needs of business owners and provides guidance as your company grows.
Most business checking accounts include online banking, mobile check deposit, bill pay, debit card access, and transaction allowances. Some accounts also offer merchant services, cash handling support, and treasury management tools.
Consider how often you deposit funds, how many transactions you process each month, and whether you need merchant services or cash handling support. It’s also important to review monthly maintenance requirements and digital banking features.
