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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
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high yield savings
Higher Yields for Higher Balances - 3.00% APY*
Maximize earnings while building a strong savings strategy.
Open at a Branch View Rates 
at a glance
Watch your Wealth Grow
Seasoned savers use a combination of deposit products to create a savings strategy that can provide the best combination of earnings while providing access to assets. The High Yield Savings product is the perfect product to slot into a strategy like this. With a minimum deposit of $25,000 to open and avoid a fee, this product pays 3.00% APY* across all tiers while still allowing access to the funds as needed.
Compare our other saving options to see how they may complement your savings plan.
Funds insured
Enjoy peace of mind knowing your account is federally insured by the NCUA up to $250,000.
Walk-Ins Welcome
No appointment required for account opening.
Bauer 5-Star Rated
This superior rating provided by Bauer Financial recognizes our strength and stability.
Account benefits
Perks with Your Account
We make it easy to enjoy your money when you need it, with some extra rewards along the way.
Linked & External Accounts
Manage All Your Accounts in One Place
Easily move money between your accounts with Linked Accounts, even if they're at other banks. In addition, our External Accounts feature lets you see all your financial accounts in one place, giving you a complete overview of your finances without the hassle of switching between platforms.
Free online banking
Your Financial Hub for Smarter Money Management
Our Free Online Banking offers more than just convenience - it gives you powerful tools to manage your finances. Easily link accounts to move money you have with other banks and take advantage of budgeting tools to get a clear overview of spending and savings goals. It's all about making your financial life easier and more organized.
Other Products & Services
Explore More Banking Options
We offer a range of valuable products and services designed to meet all your financial needs.
High Yield Savings FAQs
A minimum deposit of $25,000 is required to open a High Yield Savings account. This amount must be maintained to avoid a monthly fee.
Monthly fee is $30 per month but is waived when you maintain an average daily balance of $25,000.
*High Yield Savings: Offer and rate valid as of November 1, 2024, and may be
canceled at any time without notice. Membership and eligibility requirements
apply. No institutional funds. Fees may reduce earnings. Minimum to open is
$25,000. Not available for commercial accounts. This is a tiered product. 3.00%
Annual Percentage Yield (APY) currently applies to all tiers regardless of
balance. Rates may change after the account is opened, without notice. APY
shown is accurate as of November 1, 2024. Contact employees for further information
on fees and terms.
