high yield savings

Higher Yields for Higher Balances - 3.00% APY*

Maximize earnings while building a strong savings strategy.
Open at a Branch View Rates
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at a glance

Watch your Wealth Grow

Seasoned savers use a combination of deposit products to create a savings strategy that can provide the best combination of earnings while providing access to assets. The High Yield Savings product is the perfect product to slot into a strategy like this. With a minimum deposit of $25,000 to open and avoid a fee, this product pays 3.00% APY* across all tiers while still allowing access to the funds as needed.  

Compare our other saving options to see how they may complement your savings plan. 

 

Funds insured

Enjoy peace of mind knowing your account is federally insured by the NCUA up to $250,000.

Walk-Ins Welcome

No appointment required for account opening. 

Bauer 5-Star Rated

This superior rating provided by Bauer Financial recognizes our strength and stability.
Account benefits

Perks with Your Account

We make it easy to enjoy your money when you need it, with some extra rewards along the way.
Linked & External Accounts

Manage All Your Accounts in One Place

Easily move money between your accounts with Linked Accounts, even if they're at other banks. In addition, our External Accounts feature lets you see all your financial accounts in one place, giving you a complete overview of your finances without the hassle of switching between platforms.
Linked & External Accounts
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Free online banking

Your Financial Hub for Smarter Money Management

Our Free Online Banking offers more than just convenience - it gives you powerful tools to manage your finances. Easily link accounts to move money you have with other banks and take advantage of budgeting tools to get a clear overview of spending and savings goals. It's all about making your financial life easier and more organized.
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Budgeting tools in mobile app
Credit card offer

Rate or Reward - Your Choice

Whether you carry a credit card balance and are rate sensitive or you like to use a credit card for every-day expenses to rack up rewards, look no further for a credit card option to meet either need. With generous limits, a quick application and the option to pick up a card at any branch—there’s no reason not to apply. 
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Other Products & Services

Explore More Banking Options

We offer a range of valuable products and services designed to meet all your financial needs. 
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Auto Loans

Get pre-approved online or ask for MIDFLORIDA financing at the dealership. We'll help you save money with a better interest rate.
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Visa Signature

Earn cash back rewards on net qualifying purchases. Cardholders have access to a variety of exclusive benefits.
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Mortgages

Whether this is your first home or you're a seasoned homebuyer, we can help you find the mortgage that best fits your situation.
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High Yield Savings FAQs

A minimum deposit of $25,000 is required to open a High Yield Savings account. This amount must be maintained to avoid a monthly fee.

Monthly fee is $30 per month but is waived when you maintain an average daily balance of $25,000. 
*High Yield Savings: Offer and rate valid as of December 1, 2024, and may be canceled at any time without notice. Membership and eligibility requirements apply. No institutional funds. Fees may reduce earnings. Minimum to open is $25,000. Not available for commercial accounts. This is a tiered product. 3.00% Annual Percentage Yield (APY) currently applies to all tiers regardless of balance. Rates may change after the account is opened, without notice. APY shown is accurate as of December 1, 2024. Contact employees for further information on fees and terms.

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