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Loan & Mortgage Services

GAP

At A Glance

Protect Your Loan with GAP

If your vehicle is totaled or stolen, your insurance may not cover the full balance of your loan. With GAP (Guaranteed Asset Protection), you can protect yourself from owing the difference. It covers the "gap" between what your insurance pays and what you still owe on your loan.

You can add GAP to your MIDFLORIDA loan, so there's no upfront cost. And it is typically a lower cost than purchasing it at the dealership. Our standard, non-refundable plan is only $599, or choose our refundable plan for $699, giving you more flexibility in the event your loan is paid off before the anticipated maturity date.1

Save money and get full protection with GAP. Call our LoansPlus department today at (863) 284-5626 or toll free (855) 560-5626.

1. GAP is not insurance, is a deficiency waiver supplemental to required comprehensive and collision coverage and may be available at lower cost from your current insurer and other providers. GAP financing is not available to persons covered under the Military Lending Act. Eligibility requirements, conditions and exclusions apply; read the GAP addendum carefully for benefits limitations. Not available in some states. Purchase of GAP is optional and will not affect your application for credit or the terms of any existing credit agreement.