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Auto loans
Hit the road With Budget Friendly financing
When you apply for your vehicle loan, you don’t want to feel like you’re being taken for a ride. From financing to refinancing, we offer the ease of pre-approvals so you know what you can afford ahead of time. You can also ask for MIDFLORIDA financing right at the dealership.
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At a Glance
Financing for New and Used Cars
Our auto loans offer a range of benefits to help you get behind the wheel of your next vehicle. From low rates and flexible terms to special financing options, we're here to make the car-buying process simple and affordable. Find a dealership near you that offers MIDFLORIDA financing.
Finance up to 125%
Borrow up to 125% of your vehicle's value to cover sales tax, insurance, registration and more.
Lower Rates
Get the best deal on your next car or truck with our lower rates and flexible requirements.
Flexible Terms
Choose your term up to 72 months, or up to 84 months on luxury cars. We also provide financing for classic and specialty cars and trucks.1
Refinance Your Car
If you have a vehicle that's not financed with us, you are probably paying too much. Refinance and let us try to save you money.
Features & Benefits
Loan Benefits Designed for You
Explore the features that make our loans a smart choice for managing your finances with confidence.
personalized support
Ready to Buy? Ask the Experts.
You want a dependable ride, and you can depend on us to help you get it. Our loan experts are here to make the loan process easier. Call our loan department at (863) 284-5626 or toll free (855) 560-5626.
time to buy
Shopping for a Vehicle
Buying a new vehicle is a big decision. We work with numerous dealerships to offer MIDFLORIDA financing right on the lot to make it easy, one-stop shopping for you. Or take a look at what's available on the MIDFLORIDA Auto Sales lot.
Calculator
Crunch the Numbers
Use the calculator below to see how much your monthly auto loan payment will be.
other Products & Services
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Find the right loan for life's next adventure.
Auto Loan FAQs
Approval on an auto loan can happen quickly, sometimes the same day, if you have all the necessary documentation, such as proof of income, credit information, proof of insurance and identification.
Yes, pre-approvals can help speed up the process by giving you a clear idea of your budget before you start shopping for a vehicle.
Yes, when you submit a loan application, we will perform a "hard inquiry" on your credit.
*Other rates and terms available. Please contact us for rates. Rates are based on your credit score and are subject to change. Rates will differ if you are a first-time buyer or require a co-signor. Membership and eligibility requirements apply. Payment Example: A 72-month new or used vehicle loan of $30,000 with an interest rate of 6.74% and an Annual Percentage Rate of 6.892% would have monthly payments of $507.79.
