All MIDFLORIDA branches and Help Desk will be closed on November 11 in observance of Veterans Day.

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Loan & Mortgage Services

Payment Options

Convenient Ways to Pay Your Loan

Making one-time or recurring payments on a MIDFLORIDA loan is easy! Try one of these simple options:

Quick Online Payment

To make a quick, one-time payment outside of online banking, use our online payment portal. Just enter your loan details and securely pay via ACH (electronic check) or, in some cases, with a debit or credit card (fee applies).
Make a Payment

Online Banking Transfer

Easily manage your loan payments within online banking or the mobile app by logging in to transfer funds from your MIDFLORIDA checking or savings account. Or set up recurring transfers for added convenience.
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Linked Account Transfer

Set up a Linked Account within online banking or the mobile app and make a payment from a checking or savings account at a different financial institution.
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Automated Phone Service

Call Direct Touch, our automated phone service at (863) 904-4896 or toll free (844) 868-2424 to transfer from a MIDFLORIDA account. To make a payment using a debit/credit card (fee applies), please contact the Help Desk.
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Other Products & Services

Explore More Banking Options

We offer a range of valuable products and services designed to meet all your financial needs. 
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Checking Accounts

Get $200 when you open a Free Checking account with direct deposit. Free online banking and debit card rewards included.1
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Mortgages

Purchase your next home, or refinance the one you're in, with a low-rate mortgage. Jumbo loans and vacation home loans also available.
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High Yield Savings Special

Take advantage of one of the best savings rates on the market. MIDFLORIDA's High Yield Savings account earns 3.00% APY.*
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Auto Loans

Get pre-approved online or ask for MIDFLORIDA financing at the dealership. We'll help you save money with a better interest rate.
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Business Banking

Wherever you are on your journey, find all the solutions you need to meet your business' needs.
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Certificate Specials

Maximize your short-term savings with a 6-month certificate at 4.75% APY. Minimum opening deposit of $1,000. View more CD Specials.3
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Personal Loans

From personal lines of credit to emergency loans, get the money you need for any purpose with affordable rates and flexible terms.4
Apply Online
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Home Equity Loans

With rates as low as 7.35% APR on a 20-year term, you can use the equity in your home to cover large purchases and pay no closing costs on loans up to $400,000.*
Apply Online

Still Have Questions?

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