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When people talk about the best places to live in Florida, Miami’s beaches and Orlando’s theme parks tend to steal the spotlight. But here’s a secret spot you might not expect: Sebring, FL.
The laid-back lakeside haven in Central Florida packs just as much appeal without the hustle or the price tags.
Nicknamed the “City on the Circle” for its iconic downtown roundabout, Sebring swaps theme park lines for kayaking on Lake Jackson, replaces bumper-to-bumper traffic with golf cart commutes, and trades overpriced condos for front porches where neighbors still wave.
Discover where Central Florida’s natural beauty meets a community that remembers your coffee order!
Start your Florida homebuying journey with MIDFLORIDA Credit Union.
Main attractions for homeowners in Sebring
Sebring has a rich history and a strong motorsports connection. The town offers entertainment, outdoor activities, and historical sites for residents and visitors alike.
Sebring International Raceway
This historic racetrack hosts the annual "12 Hours of Sebring," one of the most distinguished endurance races in motorsports, drawing record-breaking crowds of enthusiasts from around the globe.
Highlands Hammock State Park
As one of Florida's oldest and most beautiful state parks, Highlands Hammock offers hiking, cycling, birdwatching, and picnicking opportunities surrounded by ancient oak trees and scenic boardwalks.
Lake Jackson
This beautiful freshwater lake is at the heart of Sebring. Here, kayakers glide past cypress trees, anglers reel in trophy bass, and lakeside parks melt into neighborhoods where docks double as front porches.
Downtown Sebring
Brick streets lined with boutiques, chef-owned cafes spilling onto sidewalks, and Circle Park’s gazebo anchoring it all. This isn’t just a downtown—it’s the town’s living room.
Military Sea Services Museum
A hidden jewel that highlights the contributions of the Coast Guard, United States Marine Corps (USMC), and Navy, making it a must-visit for history enthusiasts.
Sebring's climate
Like much of Florida, Sebring enjoys a warm and sunny climate, but it differs from coastal cities in a few ways.
Less hurricane impact
Located in the state's center, Sebring is less vulnerable to direct hurricane hits than coastal cities like Miami or Tampa.
While the area can still experience strong storms, it’s generally safer from storm surges and extreme weather conditions.
Hot summers, mild winters
Summers in Sebring can be hot, with temperatures often reaching the mid-90s.
However, winters are mild, with average highs around 68 degrees, making it ideal for year-round outdoor activities.
Moderate humidity
While still humid, Sebring experiences slightly lower humidity than Florida’s coastal cities, making outdoor activities more comfortable.
Cost of living in Sebring
Sebring's cost of living is notably lower than both state and national averages, making it an attractive choice for homeowners hoping for affordability without sacrificing quality of life.
Overall cost of living
The cost-of-living index in Sebring is 83, which is 17% lower than the national average and 19.5% lower than the Florida average.
Housing costs
Housing is a significant factor in Sebring's affordability. The median home price is approximately $260,000–roughly 38% less than the national average and 33% lower than Florida’s statewide median ($385,851).
Utilities and transportation
Utility costs in Sebring align with state averages. Thanks to the town's walkable downtown and convenient local public transit, residents often save on transportation expenses.
Average commute time in Sebring
Sebring offers a stress-free commute compared to larger Florida cities. With its small-town atmosphere and well-planned roadways, most residents enjoy short drive times.
Average commute time
The typical commute in Sebring is about 22 minutes, significantly lower than the state average.
Minimal traffic congestion
Unlike Orlando or Miami, Sebring rarely experiences heavy traffic, allowing residents to get around quickly and easily.
Proximity to major highways
U.S. Highway 27 runs through Sebring and is a significant route through Florida, stretching from Tallahassee to Miami.
It offers a scenic alternative to the busier interstates for those exploring central Florida's countryside and provides convenient access to cities like Lakeland, Ocala, and Tallahassee.
Outdoor activities in Sebring
Sebring is a natural fit for anyone who enjoys being outside. The area’s parks, lakes, and trails create year-round opportunities to be outside and remain active.
Fishing and boating
Lake Jackson and nearby Lake Istokpoga offer some of the best freshwater fishing in Central Florida. Residents enjoy bass fishing, kayaking, and leisurely boating without the crowded waterways of the coast.
Hiking and cycling
Highlands Hammock State Park features over nine miles of hiking and biking trails, many shaded by towering oak trees. The park is also known for its elevated boardwalks and wildlife viewing.
Golf
Sebring has several golf courses, including Sun 'N Lake Golf Club, Golf Hammock Country Club, and the Sebring International Golf Resort. These offer year-round play with less crowding and lower fees than courses in major cities.
Why choose Sebring, FL?
Sebring isn’t trying to be the next big Florida city—that’s precisely the point.
This neighborhood offers a version of Florida life that’s more grounded, affordable, and peaceful than the hustle of the coasts.
The cost of living is low, housing is accessible, commutes are short, and the community still feels intact. Add a steady climate and access to nature.
Sebring becomes an easy town to imagine yourself in, whether buying your first home or downsizing to a more manageable home.
Your Sebring home awaits with the help of MIDFLORIDA
When you’re ready to plant roots in Sebring, MIDFLORIDA cuts through the mortgage maze with local know-how and rates as welcoming as the town.
Think fewer spreadsheets, more sunset views—and a team that treats your dream home like theirs.
Start your mortgage application today with MIDFLORIDA.
