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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
Get StartedConsumer Fees
Accounts
|
Relationship Checking Account Fee |
per month | $12.00 |
Investor Checking Account Fee |
per month | $6.00 |
Freedom Banking Account Fee Fee waived with 20 or more posted debit card purchase transactions per month. Transactions performed at an ATM will not qualify. |
per month | $4.00 |
High Yield Checking Account Fee Fee waived if member maintains a daily balance of at least $1,500, has at least $1,000 in direct deposit per month, and has 10 or more debit card purchase transactions per month. Transactions performed at an ATM will not qualify. Member must also be enrolled in Online Banking. |
per month | $20.00 |
Relationship Savings Account Fee Fee waived if member maintains a combined average daily balance of at least $10,000 in deposit products. Fee will be deducted from your checking or savings account at our option. |
per month | $12.00 |
|
Regular Savings Account Fee Fee waived if member maintains an average daily balance of at least $50. |
per month | $5.00 |
|
Money Market Account Fee Fee waived if member maintains an average daily balance of at least $1,000. |
per month | $5.00 |
Extreme Yield Account Fee Fee waived if member maintains an average daily balance of at least $10,000. |
per month | $10.00 |
High-Yield Savings Account Fee Fee waived if member maintains an average daily balance of at least $25,000. |
per month | $30.00 |
|
High-Five Savings Account Fee Fee waived if member maintains an average daily balance of at least $100. |
per month | $10.00 |
Card Services
|
Cash Advance on Foreign Credit Cards |
per transaction | $5.00 |
Foreign ATM Transaction Inquiry, Loan Advance, Transfer, Withdrawal |
per item | $2.00 |
|
Loan Payment on Foreign Debit/Credit Card |
per transaction | $5.00 or 3% of payment, whichever is greater |
Portal Debit Card Fee Excluding business accounts
|
per month | $5.00 |
|
Debit or Credit Card Rush Fee |
per item | $30.00 |
Deposit Services
|
Cashier's Check to Third Party - Member Fee |
per check |
$5.00 |
|
Check Images on Statement |
per statement | $3.00 |
|
Coin Exchange Fee (coin counter and rolled coin) Non-member |
per day | 5% of amount |
Courtesy Transfer Fee Fee waived for Relationship Checking
|
per transfer |
$3.00 $10.00 |
|
Foreign Check Collection Fee |
per item |
$35.00 |
Fund Transfer by Phone Fee waived for Relationship Checking Charged for phone-initiated transfers |
per transaction | $5.00 |
|
Holiday Club Early Withdrawal Fee |
per transaction |
$5.00 |
|
Inactive Fee No activity for 12 months |
per month |
$5.00 |
|
Insufficient Funds (NSF) Fee
|
per item per item per item per item |
$30.00 $30.00 $10.00 $30.00 |
Loan ACH Payment by Phone Fee |
per transaction |
$8.00 |
|
Negative Balance Fee Charged the sixth day the account is negative more than $30 |
per day | $5.00 |
|
Paper Statement Fee Fee waived for members 22 & under and 65 & over Fee can be avoided by signing up and accepting eStatement |
per month | $3.00 |
|
Purchase Currency/Rolled Coin |
per $1,000 |
$1.00 |
|
Return of Deposit |
per item |
$15.00 |
|
Return Mail Fee |
Per item | $5.00 |
|
Statement Copy/ Account History Fee for a prior statement copy or a printout of recent transaction history |
per copy | $3.00 |
|
Stop Payment Order |
per item |
$30.00 |
|
Temporary Checks (4) |
per set | $5.00 |
Online Services
| Online Banking | Free |
|
Bill Payment Fee for Basic Checking, Freedom Banking and Debit Card banking (available at age 18) but waived for members 50 & over |
per month |
$4.95 |
Bill Pay Rush Services
|
per item |
$5.00 $20.00 |
eStatement |
per month |
Free |
Safe Deposit Boxes
|
3x5 |
per year per year per year per year per year |
$35.00 $40.00 $50.00 $65.00 $100.00 |
Drilling |
per incident | $128.00 |
Key Deposit |
per box | $5.00 |
Key Replacement |
per incident |
$32.00 |
Wire Transfers
Domestic - incoming |
per wire | $10.00 |
Domestic - outgoing |
per wire | $20.00 |
Foreign - incoming |
per wire | $10.00 |
Foreign - outgoing |
per wire | $45.00 |
Miscellaneous
Legal Processing Fee |
per incident |
$100.00 |
Money Order |
per item |
$5.00 |
1 As a courtesy, MIDFLORIDA will rebate overdraft fees for occurrences exceeding 5 in any one day.
2 If a paper check is returned for Insufficient Funds, MIDFLORIDA will refund the Returned Fee.
3 If you have Check Advance and the item/transaction is $5 or less, you will not be charged an Overdraft Fee.
