personal Line of Credit

Extra Cash when you need it most

Enjoy the freedom and flexibility of access to credit to pay for any purpose.
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Borrow. Repay. Repeat. 

A personal line of credit is an unsecured loan that gives you access to a set amount of money, which you can draw from as needed. Unlike a personal loan that has a fixed amount and repayment schedule, you only pay interest on the money you use. 
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Unexpected expenses

Be financially prepared for whatever comes your way.
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Overdraft protection

Link your checking account and automatically transfer funds to cover overdrafts. 
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Large purchases

Great option to finance major purchases, such as home improvements or vacations.

Consolidate debt

Consolidate debt from higher interest loans or credit cards. 
featurtes & benefits

The Perks of Flexibility

The perfect solution to quickly covering unexpected expenses with ease.

Features

Personal Line of Credit

Enjoy the flexibility of borrowing up to $50,000 with a variable rate that accrues only on the funds you actually use. You can draw funds in any amount, up to your predetermined credit limit, and access them effortlessly via Online Banking. Plus, you have the option to make payments as low as 2% of your balance and use the line of credit as overdraft protection for your checking account.
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personalized support

Expert Guidance Every Step of the Way

Our experienced team takes the time to thoroughly assess your needs, ensuring you receive a loan solution perfectly tailored to you with support from beginning to end. Call (863) 284-5626 or toll free (855) 560-5626.
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Personal Line of Credit FAQs

A personal loan provides a lump sum of money and has a fixed rate, which means your monthly payments will remain the same. With a personal line of credit, you have access to funds to pull from over and over again, and you only pay interest on the amount of funds you use.

Yes, you can link your personal line of credit to your MIDFLORIDA checking account and use it as an option for overdraft protection.  Fee applies for courtesy transfers; see fee schedule.

You can access funds from your personal line of credit by making a transfer within online banking or by making a withdrawal at a branch. 
Membership and eligibility requirements apply.

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