Member Login
- Online Banking
- Premier Treasury Online
*Username
Forgot User ID*Password
Forgot PasswordNot Enrolled Yet?
Set up Online AccessNeed to complete an application?
Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
Get Started
personal Line of Credit
Extra Cash when you need it most
Enjoy the freedom and flexibility of access to credit to pay for any purpose.
Apply Online View Rates 
at a glance
Borrow. Repay. Repeat.
A personal line of credit is an unsecured loan that gives you access to a set amount of money, which you can draw from as needed. Unlike a personal loan that has a fixed amount and repayment schedule, you only pay interest on the money you use.
Unexpected expenses
Be financially prepared for whatever comes your way.
Overdraft protection
Link your checking account and automatically transfer funds to cover overdrafts.
Large purchases
Great option to finance major purchases, such as home improvements or vacations.
Consolidate debt
Consolidate debt from higher interest loans or credit cards.
featurtes & benefits
The Perks of Flexibility
The perfect solution to quickly covering unexpected expenses with ease.
Features
Personal Line of Credit
Enjoy the flexibility of borrowing up to $50,000 with a variable rate that accrues only on the funds you actually use. You can draw funds in any amount, up to your predetermined credit limit, and access them effortlessly via Online Banking. Plus, you have the option to make payments as low as 2% of your balance and use the line of credit as overdraft protection for your checking account.
personalized support
Expert Guidance Every Step of the Way
Our experienced team takes the time to thoroughly assess your needs, ensuring you receive a loan solution perfectly tailored to you with support from beginning to end. Call (863) 284-5626 or toll free (855) 560-5626.
Calculator
Calculate My Savings
Personal Line of Credit FAQs
A personal loan provides a lump sum of money and has a fixed rate, which means your monthly payments will remain the same. With a personal line of credit, you have access to funds to pull from over and over again, and you only pay interest on the amount of funds you use.
Yes, you can link your personal line of credit to your MIDFLORIDA checking account and use it as an option for overdraft protection. Fee applies for courtesy transfers; see fee schedule.
You can access funds from your personal line of credit by making a transfer within online banking or by making a withdrawal at a branch.
Membership and eligibility requirements apply.
