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Get StartedWith mobile and online services, it's like having a MIDFLORIDA branch with you 24/7.
We may be able to save you money when you transfer high-interest credit card balances you have elsewhere to your MIDFLORIDA credit card.
The Visa Account Updater service will automatically update old card numbers with merchants who keep your card on file, so payments can process without interruption or action from you.
You may opt out of the Visa Account Updater service to keep your card from automatically updating.
Rates, costs, and fees for our Visa Signature Card.
Annual Percentage Rate (APR) |
18.00% |
APR for Cash Advances |
18.00% |
Penalty APR and |
None |
Paying Interest | Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account. |
Minimum Interest Charge |
None |
For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore. |
Fees to Open or Maintain Your Account |
None |
TRANSACTION and PENALTY FEES |
|
Balance Transfer | $20.00 or 2% of the amount of each transfer, whichever is greater. |
Cash Advance Fee | $20.00 or 2% of the amount of each cash advance, whichever is greater. |
Foreign Transaction | 1% of each transaction in U.S. dollars if the transaction involves a currency conversion; 1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion. |
Late Payment | Up to $25.00 if your payment is late. |
Over-The-Credit Limit | None |
Returned Payment |
Up to $25 if your payment is returned for any reason. |
ADDITIONAL INFORMATION |
Visa Signature Terms and Conditions PDF |