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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
Get StartedBusiness Account Fees
Accounts
Free Business Checking No minimum balance No fee for the first $30,000 in cash deposits; .1% of the month's total after. $0.15 per transaction over 300 free transactions. |
No monthly fee | |
Business Checking Plus Interest
Fee waived if member maintains an average daily balance of $5,000. No fee for the first $40,000 in cash deposits; 0.1% of the month's total after. $0.15 per transaction over 400 free transactions |
per month | $25.00 |
Analyzed Checking See associated for details |
Fee varies | |
Freedom Business Checking No fee for the first $20,000 in cash deposits; 0.1% of the month's total after. $0.15 per transaction over 200 free transactions. |
per month | $15.00 |
Premier Business Checking Fee waived if member maintains an average daily balance of $25,000 in account, or at least $75,000 in loans or $50,000 in cumulative deposits. Fee will be deducted from your checking or savings account at our option. $0.15 per transaction over 500 free transactions. No fee for the first $50,000 in cash deposits; 0.1% of the month's total after. |
per month | $25.00 |
Business Money Market Account Fee waived if member maintains an average daily balance of $10,000 in account, or at least $75,000 in loans or $50,000 in cumulative deposits. Fee will be deducted from your checking or savings account at our option. |
per amount | $10.00 |
Business Savings Account Fee waived if member maintains an average daily balance of $100 in account, or at least $75,000 in loans or $50,000 in cumulative deposits. Fee will be deducted from your checking or savings account at our option. |
per month | $10.00 |
Extreme Business Savings Fee waived if member maintains a daily minimum balance of $50,000. |
per month | $50.00 |
Card Services
|
Cash Advance on Foreign Credit Cards |
per transaction |
$5.00 |
|
Foreign ATM Transaction
(Inquiry, Loan Advance, Transfer, Withdrawal) |
per item | $2.00 |
|
Loan Payment on Foreign Debit/Credit Card |
per transaction | $5.00 or 3% of payment, whichever is greater |
Proprietary ATM Transaction - MIDFLORIDA |
Free |
|
Debit or Credit Card Rush Fee |
per item | $30.00 |
Deposit Services
|
Account Closing by Mail |
$15.00 |
|
|
Cash Services
|
per $1,000 per $1,000 |
$1.00 $1.00 |
|
Cashier's Check to Third Party
|
per check | $5.00 |
|
Coin Exchange Fee
|
per day | 5% of amount |
Courtesy Transfer Fee
|
per transfer |
$3.00 |
Deposit Correction Fee |
per incident | $5.00 |
Foreign Check Collection Fee |
per item |
$35.00 |
|
Fund Transfer by Phone |
per transaction | $5.00 |
|
Inactive Fee |
per month | $5.00 |
|
Insufficient Funds (NSF) Fee
|
per item per item per item per item |
$30.00 $30.00 $10.00 $30.00 |
|
Negative Balance Fee |
per day | $5.00 |
Night Deposit Disposable Bags |
per item | $0.50 |
Night Deposit Lock Bag |
per item | $25.00 |
Night Deposit Zipper Bag |
per item | $5.00 |
|
Paper Statement Fee |
per month | $3.00 |
Reference Letters |
per request | $5.00 |
Return of Deposit Item |
per item |
$15.00 |
Return Mail Fee |
per item | $5.00 |
|
Statement Copy / Account History |
per copy | $3.00 |
Stop Payment Order |
per item |
$30.00 |
Temporary Checks (4) |
per set |
$5.00 |
Online Services
|
ACH Origination
|
per item per item |
$5.00 $2.00 |
Bill Payment |
per month | Free |
Bill Pay Rush Services
|
per item per item |
$5.00 $20.00 |
eStatement |
per month | Free |
Business Online Banking |
per month |
Free |
Business Online Banking Plus |
per month |
$7.00 |
|
Treasury Services - Small Business Online Banking Free with Premier Business Checking |
per month |
$15.00 |
Treasury Services - Corporate Online Banking |
per month |
$30.00 |
Safe Deposit Boxes
|
3x5 |
per year per year per year per year per year |
$35.00 $40.00 $50.00 $65.00 $100.00 |
Drilling |
per incident |
$128.00 |
Key Deposit |
per box |
$5.00 |
Key Replacement |
per incident |
$32.00 |
Wire Transfers
| Domestic - Incoming | per wire | $10.00 |
| Domestic - Outgoing | per wire | $20.00 |
| Foreign - Incoming
Free with Premier Business Checking |
per wire | $10.00 |
| Foreign - Outgoing | per wire | $45.00 |
Miscellaneous
Legal Processing Fee |
per incident |
$100.00 |
Money Order |
per item |
$5.00 |
Retired Accounts
|
Business Money Market Checking If average daily balance falls below $1,000 |
per month | $10.00 |
|
Extreme Business Checking
|
per month | $50.00 |
|
First Class Business Savings |
per month | $5.00 |
|
Non-Profit Checking |
per month |
$3.00 |
Treasury Management Services
For information regarding Treasury Management products and services, please call (352) 291-5995 or email.
1 If a paper check is returned for Insufficient Funds, MIDFLORIDA will refund the Returned Fee.
2 If you have Check Advance and the item/transaction is $5 or less, you will not be charged an Overdraft Fee.
