green-tick

COMING SOON: A new branch is coming to Bradenton!

Close
Mortgage

Is Davenport, Florida, a Good Place to Live? A Local’s Guide to Where to Put Down Roots

Discover the best areas in Davenport, FL, with top neighborhoods, schools, and amenities for families, retirees, and first-time homebuyers.

This blog is for educational purposes only, not an offer of credit or advertisement for current loan terms. It does not provide legal advice. Refer to our loan web pages or consult professional advisors for specific information.

This Floridian city might not make headlines like Orlando or Miami, but that’s exactly what makes Davenport, Florida a good place to live. 

Tucked southwest of Orlando, this fast-growing city offers a quieter, more affordable lifestyle without sacrificing access to the good stuff, like theme parks, golf courses, scenic trails, and year-round sun.

If you’re house hunting in Central Florida and trying to find the best neighborhoods in Davenport, FL, this guide is for you.

Start your homebuying process with MIDFLORIDA Credit Union. 

Champions Gate: Golf, luxury, and vacation-style living

It’s hard to talk about Davenport without mentioning Champions Gate. More than just a neighborhood, it’s a self-contained community with baked-in resort-style living.

The Champions Gate community includes: 

  • Two championship golf courses designed by Greg Norman—perfect if your version of relaxing involves 18 holes
  • Private resort-style pools, fitness centers, and even a Lazy River, depending on the subdivision
  • Shopping and dining at Champions Gate Village, where you’ll find groceries, casual restaurants, and everything from salons to dry cleaners
  • Gated access with 24/7 security for that extra peace of mind
  • A 15-minute drive to Walt Disney World, which makes it appealing for Disney employees and diehard fans alike

Champions Gate is more than a vacation destination; it’s home to full-time residents who want luxury without the Orlando price tag, perfect for Florida retirees. 

Expect higher HOA fees, but you get what you pay for here.

Providence: Quiet, gated, and community-focused

Providence leans more residentially and relaxedly if Champions Gate is lively and energetic. This gated golf community is built around an 18-hole golf course. 

But the real draw is the neighborhood with its well-maintained homes, safe streets, and a focus on quality of life. 

Families love the community clubhouse, resort-style pool, and events that unite neighbors. It's a good pick if you want to balance privacy and connection.

Solterra Resort: Vacation-style homes with investment potential

Solterra Resort is another standout, especially if you want to blend personal use with short-term rental income. 

Homes here are often built with entertaining in mind—think spacious layouts, private pools, and guest suites. 

The resort is popular with snowbirds and investors, but year-round residents enjoy the perks of resort living.

Remember that HOA fees tend to be higher here to support those amenities. But for many, it’s worth it.

Cost of living: Davenport vs. the rest of Florida

Compared to Orlando, Tampa, or Miami, Davenport remains refreshingly affordable.

  • Median home prices in Davenport, FL, are significantly lower than in nearby metro areas, especially for newer construction.
  • Property taxes stay within a reasonable range, though neighborhoods with extensive amenities may carry higher HOA dues.
  • Everyday expenses—like utilities, groceries, and gas—track close to the Florida average.

Davenport offers more house and more comfort for your money, which is one of the big reasons it’s growing so quickly.

Best schools in Davenport, FL: Options for every family

School zones matter if you’re moving with kids or plan to start a family. Davenport holds its own with solid public and charter options.

Davenport School of the Arts: A standout K–8 magnet school focused on dance, music, and visual arts. Parents rave about the environment.
Loughman Oaks Elementary: Known for academic performance and dedicated staff.
Ridge Community High School: Offers AP classes, vocational programs, and extracurriculars that help prep students for college or careers.
Four Corners Charter School: A tuition-free K–8 charter known for a lower student-to-teacher ratio and individualized learning.
Navigator Academy of Leadership: A newer charter emphasizing leadership development with strong academic support.

You’ll also find nearby private schools and easy access to colleges like Polk State and Valencia College.

How safe is Davenport, FL?

Davenport offers a desirable Florida lifestyle with lower crime rates than the national average, contributing to its safety relative to many of Florida's larger cities.

Property crime sometimes occurs in tourist-heavy areas, as is typical in popular vacation spots, but violent crime remains rare.

Neighborhoods like Providence, Solterra Resort, and Champions Gate take safety a step further with gated access and private security. 

At the same time, the Polk County Sheriff’s Office keeps a visible presence throughout the community.

Davenport stands out for its small-town vibe

Families and neighbors take pride in their community, creating a tight-knit environment where people look out for one another. 

Add in its suburban setting, and you’ve got a recipe for a safer, more peaceful lifestyle, especially compared to bustling tourist hubs like Tampa, Daytona, or Miami.

Things to do in Davenport, FL for outdoor enthusiasts

If you're an outdoors person or want to become one, Davenport has a lot to offer, including: 

  • Lake Kissimmee State Park is a short drive away, perfect for boating, fishing, hiking, and camping weekends.
  • Northeast Regional Park features walking trails, sports fields, and scenic lake views. It’s a local favorite for families.
  • Golf is everywhere. Aside from Champions Gate, you’ve got Providence Golf Club and Ridgewood Lakes Golf Club, both top-rated and open to the public.
  • Hot air balloon rides allow you to see Central Florida’s scenery from a new perspective—yes, it’s touristy but unforgettable.
  • Hiking and biking are easy to find with nearby trails like those in the Hilochee Wildlife Management Area.

Why are people moving to Davenport, Florida?

There’s reason new developments keep springing up across Davenport. And it's not just about affordability; it’s the complete package.

  • Lower housing costs than Orlando, Tampa, or Miami
  • Resort-style communities with full amenities
  • Strong public and charter schools
  • A short drive to major attractions, including Disney and Universal
  • Safer neighborhoods with gated security options
  • Access to parks, trails, and outdoor recreation

Whether you're buying your first home or relocating for a slower pace of life, Davenport checks many boxes.

Buying a home in Davenport, Florida? Let MIDFLORIDA help

Once you’ve found your ideal neighborhood, the next step is securing the right mortgage—and that’s where MIDFLORIDA can help.

We offer competitive home loan options for:

  • First-time homebuyers
  • Refinancing
  • New home construction

Our team knows the local market and is ready to guide you through every step of the mortgage process! 

Start your application with MIDFLORIDA today.

 

 

Share linkedin twitter facebook mail link

Related Blog Articles