Mobile app

Discover the Power of our Mobile App

The MIDFLORIDA Mobile App puts secure, convenient banking at your fingertips - access accounts, transfer funds, pay bills, and more, all from your mobile device.

Hand holding phone with mobile app

Get the MIDFLORIDA Mobile App Today!

Your online access is just a tap away.

download App

Use the Code to Download the App

Scan the QR code with your phone's camera, or long-press the QR code to open link, and you'll be directed to your device's app store.
Mobile app qr code

Mobile Deposit

Take a picture of your check to deposit it into your account.
Icon debit card and bills

Pay Bills

Pay one bill or many in a matter of minutes.

Transfer money

Move money between accounts, even those you own elsewhere.

Redeem Rewards

Enroll in Debit Card Rewards and redeem for cash instantly.

Everything You Need in One App

Our app empowers you with everything you need to stay in control of your finances.
Direct Deposit Tool

Set Up Direct Deposit in Minutes

Skip the paperwork and enjoy faster access to your paycheck with our Direct Deposit tool. Easily connect with your employer or payroll provider and have the funds deposited directly into your account.
Direct Deposit
Mobile app direct deposit
Card Controls

Take Control of Your Debit Card or Credit Card

With our Card Controls, you have the power to manage your debit card or credit card on your terms. Instantly turn your card on or off, set spending limits, and manage alerts - all with just a few taps. Stay secure and in control, wherever you are.
Mobile app card controls
Budget Tools

Master your Budget with Financial Tools and Tips

Our mobile app offers powerful budgeting tools like a spending tracker and goal setting to help you stay on top of your finances. Plus, access a library of financial literacy articles to learn tips and tricks for smarter money management.
Budgeting tools in mobile app
Security

Your Security is Our Priority

Our mobile app is designed with leading security features to keep your information safe. With features including biometric logins, two-factor authentication preferences and one-time passcodes, we've got you covered with multiple layers of protection.
Mobile App with Face ID

Mobile Deposit

Save yourself a trip to the bank and deposit your check using your smartphone. Snap a photo of the front and back of your endorsed check and that’s it. It’s convenient, secure and best of all, it’s free!1

When using Mobile Deposit, be sure to endorse the check with your signature and write “For mobile deposit only to MIDFLORIDA Credit Union” on the back. Without the proper endorsement, the check will be rejected.

If the "cannot read check" error message displays, try the following:

When capturing the image of the check:

  • Make sure all 4 corners of the check are visible and limit the area around the check
    • Smooth the check (no bent corners)
    • Make sure the check is in focus and well lit
    • Lay a blank, dark paper under the check as a “border” to help provide a better image
    • Ink other than blue or black may not be readable
  • Close out of all apps
  • Clear your phone's cache and cookies

If the phone screen turns black, or if the MIDFLORIDA app closes unexpectedly, this is caused by lack of storage. We recommend trying the following:

  • Close out of all apps
  • Clear your phone's cache and cookies
  • Delete photos/videos or move them to the cloud

Please note that the following checks cannot be deposited via mobile deposit:

  • Money Orders Checks that require special endorsement
  • Checks payable to a third party (the payee name must match the name on the account)
  • Checks that require verification through an authorization number (Ex: Comdata Check)

Watch a short demonstration on how to use this convenient service

1. Subject to the terms of the MIDFLORIDA Remote Deposit Capture User Agreement. Deposits may not be available for immediate withdrawal. Daily limits apply. Eligibility based on account history.

Still Have Questions?

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