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account services

Debit Cards

at a glance

Shopping Power in Your Hand

Whether you're shopping online, paying bills, or grabbing coffee, your debit card provides the flexibility and convenience you need. Supported by the Visa network, your MIDFLORIDA debit card is tied to your checking account to give you spending flexibility and cash access at ATMs or on point-of-sale transactions.

Pay bills & subscriptions

Use your debit card to easily pay bills and manage recurring subscriptions and memberships, so you never miss a date.

Link to cash Transfer Apps

Easily connect your debit card to apps like Venmo or Cash App for quick and secure peer-to-peer transfers, paying friends or splitting bills instantly.

Add to Your Mobile Wallet

Tap & go! Add your debit card to your favorite mobile wallet for fast, contactless payments anywhere.
Instant Issue Debit Card

Grab Your Debit Card Today

Walk into any branch and walk out with a new instant-issue debit card today. No waiting, no worry! Plus, choose the card that suits your personality best!
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Debit Card Rewards

Shop Smart by Earning Cash Back Rewards

Turn your daily purchases into rewarding moments. With our Rewards for You program, every time you spend $10 or more, you'll earn cash back. Groceries, gas, coffee - they all add up to big rewards. Enroll in Rewards for You within online banking. 

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Smart Save

Effortless Savings with Your Debit Card

With Smart Save, your debit card purchases do more than just buy things - they help you save! Each time you make a purchase, we'll round up to the nearest dollar and add the difference to your savings account. It's an easy way to save.
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Add-on services

Extras for your Debit Card

Lock and Unlock Your Card

With our mobile app, you can easily lock or unlock your card whenever you need - whether you've misplaced it or just want extra peace of mind.

Set up Account Alerts

Want to know when your debit card has
been authorized for purchase? Set up text and email alerts in the app.

Customize your Card Controls

Stay in charge of your spending! Use our mobile app to set spending limits or restrictions on where your debit card can be used.

Questions About Your Debit Card

MIDFLORIDA debit cards can be issued instantly at most MIDFLORIDA branches, or for existing checking account holders, a card can be requested by contacting the Help Desk. To have a card mailed can take 7-10 business days, or 10-14 days for an international address.

To sign up, look for the Smart Save link on your checking account details page or visit the My Cards section within Online Banking.

The Visa Account Updater service will automatically update old card numbers with merchants who keep your card on file, so payments can process without interruption or action from you.

You may opt out of the Visa Account Updater service to keep your card from automatically updating.

Because your card is so valuable, be sure to contact us as soon as you realize your card is missing. We're available 24/7 for you to report a lost or stolen debit card or suspicious activity using your debit card:
  • Within the US, call 1-833-933-1681
  • International, call 1-812-647-9794

To help prevent fraud, MIDFLORIDA employs a service to watch for debit card activity which may not match your normal purchasing pattern. As a result, there are occasions, where you will need to be reached to confirm card activity. If you cannot be reached, the use of your card may be impacted. To avoid having your card blocked, make sure that we have your correct contact information by calling the Help Desk, update the information in online banking or visit a branch.

A debit card requires a checking account for access to all purchasing features. Debit cards issued on savings accounts cannot participate in rewards programs, and can only be used for payments at point-of-sale locations that accept a PIN or at an ATM to access cash.

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