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Refer a Friend

You could make $100s with Refer a Friend!

Invite your friends (as many as you want) to open a checking account with MIDFLORIDA, share your code, and watch the rewards roll in.  There's no limit to how many referrals you can earn.

Group of friends smiling
At a Glance

It Pays to be Popular!

When your friends and family open a new Free Checking account with MIDFLORIDA, you'll earn up to $100 for each referral.1 It's the easiest side hustle ever. No cap!

 

Here's how it works:

Invite Friends with your unique link

Share your personal referral link or code with friends to get them started.

Earn $100 for each referral

When your friend opens a new Free Checking account, you'll receive a $100 reward.

Your Friend Earns $200

Your friend gets $200 when they open a new Free Checking account and meet qualifying criteria.3 Everyone wins!
Referral code

Invite Friends with Your Unique Link

Find your unique referral code and shareable link within Free Online Banking (on the Profile tab) or the mobile app (on the account summary screen).
For placement only

Print a referral card

If you don't have online banking, you can print out a paper referral card instead. Just fill in your information and hand it to anyone who'd like to receive the same great products and services that you currently enjoy. 

Teen Accounts

Hey Students, You Can Earn Referrals Too!

You can also score sweet perks when you refer a teen or young adult for an Absolutely Free Student Checking account which pays a $25 referral.2 Go to the app to get your referral code and start sharing with friends.
Referral code social share

Your Friend Can Score a Bonus too!

Find out how your friend can earn cash too.

$200 Bonus with New Free Checking

Earn $200 cash when you open a new Free Checking account with direct deposit and meet the qualifying criteria.3 With no monthly fee, easy online access and a debit card, Free Checking makes keeping up with your money easy peasy. 

Free Checking

$50 Bonus with New Student Checking

Students can earn a $50 bonus when they open a new Absolutely Free Student Checking account.4 Designed for life on the go, this account offers no fees, text banking, and a mobile app that's on point.
Absolutely Free Student Checking

Refer a Friend FAQs

Questions and answers about earning a referral.

You must have a checking account with MIDFLORIDA. Your friend must open a new checking account with MIDFLORIDA (excluding Freedom Banking and High Yield Checking) and qualify for the $200 bonus.

As many as you want. There's no limit on the number of referral incentives you can earn.

Once your friend opens a qualifying checking account and earns the new account bonus, your referral incentive will be deposited into your account within a few business days. 
1. Refer a Friend: Offer valid as of November 1, 2024, and may be canceled at any time without notice. The referring member must have a MIDFLORIDA checking account. To receive the referral incentive, the prospective member must present the referral code or completed referral card at account opening. Incentive will be posted to the referring member’s account after the referred friend opens a checking account (excluding Freedom Banking and High Yield Checking accounts) and qualifies for the $200 checking incentive within 60 days. To qualify for the referral, new customer must not share household with the referring member. You cannot refer your own account, and secondary checking accounts do not qualify for this offer.

 

2. Refer a Friend for Absolutely Free Student Checking: Offer valid as of November 1, 2024, and may be canceled at any time without notice. The referring member must have a MIDFLORIDA checking account. To receive the referral incentive, the prospective member must present the referral code or completed referral card at account opening. Incentive will be posted to the referring member’s account after the referred friend opens an Absolutely Free Student Checking account and qualifies for the $50 checking incentive within 60 days. You cannot refer your own account, and secondary checking accounts do not qualify for this offer.

 

3. $200 Free Checking Bonus: Offer valid as of November 1, 2024, and may be canceled at any time. MIDFLORIDA Credit Union membership and eligibility requirements apply. See associate for details regarding fees and terms. To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($500 cumulative which must post within 60 days of account opening; cash transfer app deposits do not qualify); accept and open online banking, eStatement, and a debit card; and complete 5 debit card purchase transactions in one calendar month (to be completed within the first 60 days of account opening). No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Limit one incentive per Social Security number. Past checking account holders and previous recipients of checking account incentives are ineligible. The incentive will be deposited to new Free Checking account after the qualifications have been met, and will be reported to the IRS. Minimum to open Free Checking is $50.

 

4. $50 Student Checking Bonus: Offer valid as of November 1, 2024, and may be canceled at any time without notice. MIDFLORIDA Credit Union membership and eligibility requirements apply. See associate for details regarding terms and fees. The Absolutely Free Student Checking account is designed for individual MIDFLORIDA members 10-20 years old. $25 minimum opening deposit required. Depending on age, the account may require a parent or guardian’s signature. Identification (school or government-issued ID) required to open account; driver’s license or government- issued ID required for issuance of debit card. To qualify for the $50 incentive, you must open a new Absolutely Free Student Checking account, accept and open online banking, eStatement, and a debit card; and complete five debit card purchase transactions which must post within one calendar month (to be completed within the first 60 days of account opening). To qualify for a $200 incentive, you must complete the previous criteria plus establish a direct deposit of $250 cumulative in the first 60 days. No dividends are paid on Absolutely Free Student Checking. Annual Percentage Yield is 0.00%. Limit one incentive per Social Security number. Past checking account holders and previous recipients of checking account incentives are ineligible. The incentive will be deposited to new Absolutely Free Student Checking account on the 61st day after the qualifications have been met, and will be reported to the IRS.