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They don’t call Ocala the "Horse Capital of the World" for nothing. This is where Southern charm meets outdoor adventure, all wrapped up in one of the best places to live in Florida.
Tucked between Gainesville and Orlando, Ocala serves up big-city conveniences with a small-town heartbeat.
Life in Ocala doesn’t hurry. Feed stores still do steady business, and downtown feels like a place where people gather, not just pass through.
Ocala is more than a quiet place to land. It’s a city with history, momentum, and a strong sense of identity.
Apply for a mortgage with MIDFLORIDA Credit Union.
History meets modern Florida living in Ocala
In the heart of Marion County, Ocala is home to approximately 75,000 residents (and 350,000 in the metro area).
It's minutes from I-75 and the Turnpike, putting Tampa, Orlando, and Gainesville within easy reach. It also serves as a gateway to North Central Florida.
Ocala’s roots go deep
Originally established as a trading post near Fort King, Ocala played a key role during the Second Seminole War (1835–1842).
Over time, it evolved into a thriving agricultural and livestock center, supported by the railroad's arrival.
By the mid-20th century, Ocala had gained national recognition for its thoroughbred breeding industry, setting the stage for its title as the Horse Capital of the World.
That sense of legacy still shapes the city today
Walk through downtown, and you’ll find preserved brick façades housing everything from barber shops and bakeries to tech startups and shared workspaces. However, what truly makes it one of the best places to live in Florida is how it holds onto its history while adapting to offer essentials for today's homebuyers.
Ocala is strategically located, with major highways and small-town charm, offering architectural character, from historic downtown to horse farm estates.
Healthcare, manufacturing, and equestrian industries anchor its strong economy.
Equestrian dreams gallop to life in Ocala
Ocala earns the title "Horse Capital of the World" thanks to its more than 400 thoroughbred farms (and champion bloodlines) dotting the countryside.
Have you dreamed of:
- Owning acreage with your riding ring and barn?
- Living minutes from some of the country's best veterinarians and horse trainers?
- Joining a true equestrian community featuring the Florida Horse Park, where world-class events like show jumping and dressage happen year-round?
If yes, then Ocala can deliver.
Even non-riders benefit from the economic boost and cultural richness, which have a total economic impact of approximately $4.3 billion annually.
Ocala's combination of working farms and small-town charm cements its status as one of Florida's best places to live.
Not into horses? No problem
The sprawling Ocala National Forest serves as your backyard with more than 600+ miles of trails where hiking boots, mountain bikes, and horseshoes share the path.
Just minutes away, Silver Springs State Park offers glass-bottom boat tours over aquamarine springs and kayak routes that can be so peaceful you’ll forget Orlando is an hour south.
Ocala is outdoor living at its finest. Imagine living where your weekend plans could easily include:
- Sunrise trail rides through pine flatwoods
- Afternoons swimming in natural springs
- Stargazing without light pollution
Family fun in Ocala
In Ocala, family fun is built into the landscape, making it a place where memories can be made that last a lifetime.
- Brick City Adventure Park: Playgrounds, picnic areas, basketball courts, and walking trails are great for family outings and birthday celebrations.
- Jervey Gantt Park: A water park, sports courts, and playgrounds make it ideal for outdoor activity.
Ocala’s softer side
Beyond the trails and horse farms, Ocala nurtures quieter pleasures, including art that inspires and spa days that refresh and restore.
Discover these hidden gems:
- 8th Ave. Gallery: Committed to showcasing and supporting local and international artists, the 8th Ave Gallery fosters an environment where creativity, growth, and community come together. When you're ready to relax and get some pampering, everyone can enjoy time at one of Ocala's spas.
- Calluna Spa at World Equestrian Center: A 7,000-square-foot, full-service Spa offers massage treatments, body wraps, manicures, a hair salon, and more.
- Pamper Palace Luxury Kids Spa: Want to pamper your little ones? Pamper Palace offers services that include a mini manicure or pedicure, hand or foot massage, and even a complimentary glass of pink lemonade.
Learning and wellbeing thrive in Ocala
Ocala proves that great communities are built on strong foundations like quality education and healthcare.
The College of Central Florida anchors the region with career-ready programs in nursing, business, and advanced manufacturing.
Marion County’s A-rated public schools, like Vanguard High, prepare students for tomorrow’s opportunities.
The area's healthcare network includes Ocala Regional Medical Center's Level II trauma care, specialty clinics, and UF Health The Villages® Hospital, which is just minutes away.
Smart value in Florida’s heartland
The average house price in Ocala is around $300,000, 31% less than the state average of $435,000.
In addition to getting more value for your money, you'll avoid bidding wars with homes that linger slightly longer on the market in Ocala (an average of 63 days, compared to 59 in Orlando and 53 in Tampa).
This also means room to negotiate with motivated sellers because of the balanced market.
Ready to call Ocala home? Call MIDFLORIDA Credit Union
MIDFLORIDA has helped thousands of families, professionals, and retirees settle into Ocala.
As your local mortgage partner, we offer:
- Local knowledge: Our loan officers live here too! We understand horse properties, rural land values, and which neighborhoods fit your lifestyle.
- Fair rates: Get competitive terms—whether you're buying a downtown bungalow or a 10-acre farm.
- Real support: From first-time buyer information to refinancing, we walk you through each step of the home loan process.
Apply with MIDFLORIDA to work with a lender who knows this community.
