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Get StartedCertificate rates
Current CD Specials
Certificates can help you save for the future with both short- and long-term options, typically with an Annual Percentage Yield (APY) that is higher than a regular savings account.1
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4.50% APY for 6 months
($1,000 minimum to open;
for new and existing money)1
for new and existing money)1
4.50% APY for 36 months
($1,000 minimum to open;
for new and existing money)1
for new and existing money)1
4.00% APY for 14 months
($10,000 minimum to open,
for new and existing money)1
for new and existing money)1
Regular Certificates
$1,000 minimum to open.
| Term | Dividend Rate | APY* |
|---|---|---|
| 3 Month | 0.995% | 1.00% |
| 6 Month | 1.243% | 1.25% |
| 12 Month | 1.490% | 1.50% |
| 18 Month | 1.982% | 2.00% |
| 24 Month | 2.129% | 2.15% |
| 36 Month | 2.227% | 2.25% |
| 48 Month | 2.472% | 2.50% |
| 60 Month | 2.960% | 3.00% |
IRA Certificates
$1,000 minimum to open.
| Term | Dividend Rate | APY* |
|---|---|---|
| 3 Month | 0.995% | 1.00% |
| 6 Month | 1.243% | 1.25% |
| 12 Month | 1.490% | 1.50% |
| 18 Month | 1.982% | 2.00% |
| 24 Month | 2.129% | 2.15% |
| 36 Month | 2.227% | 2.25% |
| 48 Month | 2.472% | 2.50% |
| 60 Month | 2.960% | 3.00% |
1. *6-month and 36-month Certificate of Deposit: Offer and rate valid as of December 2, 2024, and may be canceled without notice. Membership and eligibility requirements apply. Fees may reduce earnings. Minimum to open $1,000. The initial deposit cannot exceed $5 million per member or $10 million per address. Advertised Annual Percentage Yield (APY) for 6-month CD is 4.50% and 4.50% APY for 36-month CD, based on the assumption that the funds will remain in the certificate until maturity. Penalties may apply for withdrawal of funds before maturity. Contact employees for further information on fees and terms. 14-Month Certificate of Deposit: Offer and rate valid as of December 2, 2024, and may be canceled without notice. Membership and eligibility requirements apply. Fees may reduce earnings. Minimum to open $10,000. The initial deposit cannot exceed $5 million per member or $10 million per address. 4.00% APY (Annual Percentage Yield) is based on the assumption that the funds will remain in the certificate until maturity. Penalties may apply for withdrawal of funds before maturity. Contact employees for further information on fees and terms.
