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Rewards for You

At A glance

Turn Everyday Purchases and Payments into Cash Back

Be sure your MIDFLORIDA Debit Card is top of wallet - both physically and digitally - and earn rewards with every qualifying payment or purchase you make. Using your MIDFLORIDA debit card can give you a little economic boost each time you pay bills, set up subscriptions and run errands. 

 

Earn points when you choose credit (instead of entering your PIN)!
2 points for credit-based transactions of $10 to $99.99
3 points for credit-based transactions of $100 or more

Pro Tip: Don't forget to add your debit card to your virtual wallet or wearable device so any purchases, online transactions and payments earn rewards. Requires Online Banking to participate in debit card rewards. Not enrolled yet? Start now.  


Top of Wallet 

Make your MIDFLORIDA debit card first in your physical or digital wallet or wearable device to make racking up rewards easier.

Earn Cash Back

Each time you reach 200 points, you earn $5 to redeem for cash within online banking. 

Quick & Easy Redemption

Whether you want to move your reward as soon as you earn it or let it continue to grow, when you redeem, your cash is instantly added to your account.

Rewards for You FAQs

You can enroll using the mobile app or within the full site.

To enroll on mobile, go to the home screen and click on the checking account you want to enroll and then click Rewards on the details page. From there, you can elect to earn rewards for you or a school.  

View this short how-to video to see how quickly you can enroll on mobile.

   

 

To enroll from the full site, choose the checking account you want to enroll and click on the Debit Card Rewards sign up button in the upper right section of the Account Details page. From there, you can elect to earn rewards for you or a school.  

Note: Enrollment must be completed on each account to earn rewards. Rewards from multiple accounts are not combined but are applied to each individual account. 

 

You can redeem rewards using the mobile app or within the full site.

To redeem rewards on mobile, go to the home screen and click on the checking account you want to redeem rewards from and then click Rewards on the details page. Then click "deposit cash to my account" and click "redeem". 

View this short how-to video to see how quickly you can enroll on mobile.

 

To redeem rewards within the full site, sign into Online Banking and click the checking account that you wish to redeem your reward from and then click on "Manage my Rewards" from the details page. Once you click "Redeem Points” you'll see how many points you can exchange for cash.  

You can see a summary of rewards earned for you across all enrolled accounts through mobile or the full site. (Extra Credit for Schools does not accumulate totals within this summary. Extra Credit is paid out to participating schools.)

On mobile, open the app and click on the "Rewards" on the quick links above your account overview. You will see an overview of all enrolled accounts; rewards earned to date and have the opportunity to enroll multiple accounts from one screen.

On full site, sign into online banking and if you are using an overview page, rewards are highlighted to the right-hand side of the screen. 

Note: Although all accounts can be enrolled on this screen at one time, rewards are earned and redeemed on each individual account. 
 

For every 200 points you redeem, you can receive $5 cash. 

Points are awarded as soon as the purchase transaction posts to your account.

When you redeem your points for a cash reward, the deposit is made instantly to your account. 

No, all debit cards associated with a checking account will work in conjunction to earn points which will help you accrue points faster and reach your reward sooner.

No. All debit card rewards programs are completely free.

Yes. You can change rewards programs at any time within Online Banking. Click on the account you want to change, then click on the Debit Card Rewards button in the upper right section of the Account Details page. Changing rewards programs will not transfer existing points/funds earned.

Yes. Points will expire 24 months from the date the original points were posted to your rewards account. Once expired, points cannot be reinstated.

No. Points cannot be combined or transferred from one checking account to another. However, points from all debit cards on one checking account will pool together.

No. The reward program applies to your checking account and all debit cards associated with it. Any new or reissued debit cards on that account will be automatically enrolled into the same rewards program.

If you close your account, any unredeemed points will be forfeited.