Online Services

Pay a Person

at a glance

Send Money Instantly to Friends and Family

Pay other people directly from your account without writing checks or hitting the ATM. Simply forward a request to the person’s mobile phone (and email address, if desired). You won't have to give out your personal account information or ask for theirs.

Send Money to Anyone

Your recipient doesn't need to be a member of MIDFLORIDA.  All they need is an email address or phone number.

No fee To send Or Receive

Enjoy the convenience of P2P payments without any surprise costs or transaction fees.
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Same day transfers

If your recipient banks with MIDFLORIDA, they'll receive the funds the same business day - no waiting, just quick access to their money.

Payments at Your Fingertips

We know life moves quickly. That's why Pay-A-Person let's you transfer money to friends, family or anyone you choose - right from your Free Online Banking account or the mobile app. Transfer funds whenever and wherever you need. No cash, no checks, no hassle. It's a secure and reliable way to send money.
Pay a Person on mobile phone

Pay a Person FAQs

Find the answers you're looking for as well as a tutorial on how to use this convenient service.

No, Pay a Person payments are free for MIDFLORIDA members, excluding Freedom Banking accounts.

If the recipient has an account with MIDFLORIDA, the funds will transfer to their account within 2 hours on business days. If the recipient does not have an account with MIDFLORIDA, the transfer can take 2-3 business days. A 5-day hold will be placed on Pay-a-Person transfers deposited to accounts opened within the last 15 days.

Using Your Account with Cash Transfer Apps

Looking to link your MIDFLORIDA account to popular peer-to-peer payment apps such as Venmo, CashApp, Zelle, and PayPal? It's easy. Download the cash transfer app* you choose, and connect your MIDFLORIDA account using your routing number and account number or connect your debit card to the app.

 

Protect yourself when sending money.

Apps make transfers ultra-convenient without having to use cash or checks. Unfortunately, they are also often used by scammers who try to trick you into sending money or sharing your account details. Only send money to people you know and trust, and always check your recipient’s information carefully before sending any money.

*MIDFLORIDA Credit Union is not affiliated with and does not endorse or recommend any third-party cash transfer applications such as Venmo, CashApp, Zelle or PayPal. When using third party apps you are subject to their terms and conditions. MIDFLORIDA Credit Union is not responsible for any fees charged by cash transfer apps. Cash transfer apps should only be used to send money to friends, family or others you trust. Do not use cash transfer apps to send money to people you do not know. Transfers typically occur immediately and cannot be recalled or modified. Purchase protection is not available when using cash transfer apps. Once an authorized transfer is made to a cash transfer app provider, you may not be able to get your money back if you are scammed, do not receive promised merchandise or services, or enter the recipient’s information incorrectly.

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