Personal Savings

Reach Life's Goals

Whether you're savings for a rainy day, an upcoming expense or retirement, MIDFLORIDA has an account to help you reach your goal.
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Compare accounts

Find the Perfect Savings Account

Compare our savings products below to find the one that will help you reach your financial goals fastest.

Use our calculator to see how quickly you can reach your savings goals. 

  • Build Savings
  • Maximize Savings
Regular Savings
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High Five Savings

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Holiday Club

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Dividends
Minimum To Open

$50

$100

$20

Monthly Maintenance Fee

$0 if you maintain a $50 average daily balance.

$0 if you maintain a $100 average daily balance.

$0

Overdraft Options

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High Yield Savings
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Extreme Yield Savings
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Money Market
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Dividends
Minimum To Open

$25,000

$25,000

$1,000

Monthly Maintenance Fee

$0 with a $25,000 average daily balance.

$0 with a $10,000 average daily balance.

$0 with a $1,000 average daily balance.

Overdraft Options

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Account benefits

Perks with Your Account

We make it easy to enjoy your money when you need it, with some extra rewards along the way.

Mobile App

Access your account, deposit checks and more with our free mobile app.

External Accounts

Add external accounts within online banking and see all of your accounts in one secure spot.

Competitive Savings Rates

Watch your savings soar with our competitive rates.

Account Alerts

Stay on top of your finances with text and email alerts.
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Budgeting Tools

Budgeting is a breeze with tools like savings goal calculators, Smart Save, and more.

Linked Accounts

Linked accounts is a convenient way to move money within online banking between your MIDFLORIDA accounts and those at other banks. 
personalized support

Expert Guidance Every Step of the Way.

We understand that your savings goals are unique to you, and your savings account should be too. Our experienced team has a wealth of knowledge to help you find the savings account that works for you. ​
Other Products & services

Explore More Banking Options

More than just savings, MIDFLORIDA offers a wealth of financial products. 
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Mortgages

Purchase your next home, or refinance the one you're in, with a low-rate mortgage. Jumbo loans and vacation home loans also available.
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Loans & Credit Cards

Need to finance a wedding or consolidate debt? Get the funding you need with our flexible loans and rewarding credit cards.
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Certificate Specials

Lock in up to 4.50% APY with a 6-month certificate. With just $1,000 to get started, it’s a smart way to grow your savings on your terms.3
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