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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
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It's All About You
Banking at MIDFLORIDA is truly a personal experience. Our focus is on you at every touchpoint whether it's in person at a branch, on the phone or through the convenience and immediacy of digital banking. Your financial needs are important to us. While we're big enough to offer what the big banks have, we're small enough to offer a personalized experience in every interaction.
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More Than An Account Number
We offer a variety of accounts and services to meet the needs of individuals and businesses in our community. You benefit from the fact that we're local and have a strong community-focused outlook. We've been around since 1954 and we know what's important to Floridians and newcomers to our area. Think of us as a neighbor helping a fellow neighbor. After all, it's your life and your money and as your credit union, we're here for you.
Field of Membership
If you live, work, worship, or attend school in any of our 59 counties, you can join!
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Why midflorida
Florida's Community Credit Union
With more than 60 branches from Tampa Bay to the Treasure Coast, up to Gainesville and down to Naples, MIDFLORIDA offers a full range of banking products and services to members throughout Florida. Not-for-profit and member-owned, we deliver a higher level of convenience and personal attention than you’ll find at a bank—without sacrificing competitive rates. Because your money isn’t just a string of numbers on an account statement. It’s personal—and we think the way you bank should reflect that.
New Account Offer
Enjoy a $400 Cash Bonus!
Start by opening your new checking account online or at a branch and meet all qualifying activities, and we'll pay you $400 cash.1 Get started today!
1. Offer valid as of July 1, 2025, and may be canceled at any time. MIDFLORIDA Credit Union membership and eligibility requirements apply. See associate for details regarding fees and terms. Freedom Checking, fiduciary and minor accounts excluded. Other terms and conditions apply. To qualify for the $400 incentive, you must open a new Free Checking account with direct deposit ($4,000 cumulative which must post within 60 days of account opening); accept and open online banking, eStatement, and a debit card; and complete 40 debit card purchase transactions which must post within 60 days of account opening. To qualify for the $200 incentive, you must open a new Free Checking account with direct deposit ($2,000 cumulative which must post within 60 days of account opening); accept and open online banking, eStatement, and a debit card; and complete 20 debit card purchase transactions which must post within 60 days of account opening. Direct Deposit must be an automated clearing house (ACH) credit of your paycheck, pension or government benefits from your employer or the government; tax refunds, cash transfer app deposits and transfers from another MIDFLORIDA account do not qualify. No dividends are paid on Free Checking. Annual Percentage Yield is 0.00%. Limit one incentive per Social Security number. Past checking account holders and previous recipients of checking account incentives are ineligible. After all qualifications have been met, the incentive will be deposited to the new Free Checking account within 75 days of account opening and will be reported to the IRS. Minimum to open Free Checking is $50.
