CD Specials

Exclusive Certificate Specials

Secure higher interest rates with our exclusive CD specials:

4.25% for 60 months and 4.00% for 6, 14, and 36 months.

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CD Offer

Unlock Higher Savings with Our CD Rates

Your nest egg is about to hit a growth spurt. With our certificate specials from MIDFLORIDA Credit Union, you can maximize your earnings while enjoying the fast, friendly, face-to-face banking you've come to trust. The rates are guaranteed for the duration of the terms, offering you risk-free savings options that won't fluctuate with the market.

4.25% APY for 60 months

($1,000 minimum to open)1

4.00% APY for 6 months

($1,000 minimum to open)1

4.00% APY for 14 months

($1,000 minimum to open)1

4.00% APY For 36 Months

($1,000 minimum to open)1
Features

Earn a High Yield on Your Savings

Take advantage of this limited-time offer and make your money work harder for you. Visit your nearest branch to lock in your rate now.

   
    Limited time offer! 
    Also available as an IRA CD
    Earn with confidence with guaranteed rates
    Interest compounded monthly


 

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Calculator

See How Much You Can Earn

Use our CD calculator to see how your savings will grow over time. 
Additional Savings Options

Flexible Savings Options

If you prefer to maintain more flexible access to your money, we have several savings options for you. From Money Market to Extreme Yield, you'll earn interest on your money with the ability to withdraw funds at any time.
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High Yield Savings

Earning 3.00% APY, this account is ideal for those looking to grow their savings faster while maintaining easy access to their funds.
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High Five Savings

Start building your savings with our High Five Savings account. Designed for those with smaller savings goals, this account offers an easy to get into the habit of saving.
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Extreme Yield Savings

Maximize your savings with higher balances. Our Extreme Yield Savings account offers competitive interest on higher balances, making it a smart choice for steady, long-term savings.

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1. 6-month, 14-month and 36-month Certificate of Deposit: Offer and rate valid as of March 15, 2025, and may be canceled without notice. Membership and eligibility requirements apply. Fees may reduce earnings. Minimum to open $1,000. The initial deposit cannot exceed $5 million per member or $10 million per address. Advertised Annual Percentage Yield (APY) for 6-month CD is 4.00%, 14-month CD is 4.00%, and 4.00% APY for 36-month CD, based on the assumption that the funds will remain in the certificate until maturity. Penalties may apply for withdrawal of funds before maturity. Contact employees for further information on fees and terms. 60-Month Certificate of Deposit: Offer and rate valid as of March 15, 2025, and may be canceled without notice. Membership and eligibility requirements apply. Fees may reduce earnings. Minimum to open $1,000. The initial deposit cannot exceed $5 million per member or $10 million per address. 4.25% APY (Annual Percentage Yield) is based on the assumption that the funds will remain in the certificate until maturity. Penalties may apply for withdrawal of funds before maturity. Contact employees for further information on fees and terms.

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