MIDFLORIDA Holiday Hours: On Christmas Eve, branches will close at 1 PM and the Help Desk at 5 PM; on Christmas Day, December 25, both branches and the Help Desk will be closed.

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New Account Bonus

Get $300 with new Business Checking

Boost your business and earn $300 when you open a new Free Business Checking account. Open your account today and start growing your business with extra cash in hand!
Open at a Branch
Glasses on Laptop Get $300 with new Business Checking

Let's Get Down to Business. Yours.

You take care of your customers. We take care of you and your business. Plus, when you open a new Business Checking account (with deposit requirements), we'll give you $300 cash.1

Face to Face Banking

Here When You Need Us

As a Business Banking member, you’ll benefit from no early deposit cut-off time, 7 am to 7 pm drive-thru hours, full-service Saturday hours, extended Help Desk hours, and more! No appointment needed.
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Treasury Management

Premier Treasury Online Banking

Give trusted persons online access to your business bank accounts to view or perform transactions on your behalf. You control the transaction limits, authorization levels, and which accounts users can view and/or manage.

Take advantage of enhanced bill pay, QuickBooks integration, and the ability to manage multiple entities with single sign-on.
Young female business owner standing in small boutique.
offer requirements

How to Earn Your $300 Bonus

Open a new Free Business Checking account with a minimum deposit of $100 and complete the steps below within the first 60 days. Once criteria have been met, you'll receive your bonus within two weeks.
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Set up Online Access

Enroll in online banking and eStatement to receive paperless statements. Be sure to log in and accept disclosures.
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Cumulative Deposits

Make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening.
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Transaction Minimum

Complete five transactions
(deposits, withdrawals, etc.).
Checking Products

Checking Accounts to Choose From

Find the Business Checking account that best fits the needs of your business.
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Free Business Checking

Help your business grow while keeping costs low with no monthly maintenance fee and no minimum balance requirement.
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Premier Business Checking

Ideal for businesses with high transaction volume and treasury management needs. This comprehensive account provides solutions to help improve your cash flow and reduce time spent managing finances.
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Business Checking Plus Interest

Let your money work smarter so you don’t have to work harder. Best for businesses that can maintain higher account balances.
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Business Checking Account FAQs

Learn about opening a MIDFLORIDA business checking account, including required documents and visit information.

To view the full list of everything you need, view our Required Documents page.

No appointment is needed to visit any of our branch locations to open a business account. However, if you would like to make one, you can contact a business banker at (863) 293-5196. 
1. Offer valid as of October 1, 2024 and may be canceled at any time without notice. Eligibility and membership requirements for business and business owner(s) apply. To qualify for the $300 incentive, the business must open a business checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking Plus Interest (minimum $500 to open); accept and open Online Banking and eStatement; make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening; and complete five transactions (deposits, withdrawals, etc.) within the first 60 days. No dividends are paid on Free Business Checking and Premier Business Checking. Annual Percentage Yield for Free Business Checking and Premier Business Checking is 0.00%. Rates may change after account is opened. Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive. The $300 will be deposited to the new business checking account after the qualifications have been met and will be reported to the IRS.