Mortgage

Best suburbs to live in the Orlando area

Orlando is famous for its theme parks, vibrant cultural scene, and sunshine. Moreover, the Orlando suburbs have great housing and living options for everyone.

This blog is for educational purposes only, not an offer of credit or advertisement for current loan terms. It does not provide legal advice. Refer to our loan web pages or consult professional advisors for specific information.

Finding Your Perfect Florida Home: The Best Orlando Suburbs

Orlando can be magic—and we’re not just talking about basketball here.

 If you want to move to a city with tons of fun and thriving experiences for the entire family, Orlando, Florida, is definitely a place to consider.

Outstanding Orlando suburbs

Orlando is famous for its world-renowned theme parks, vibrant cultural scene, and sunny weather.

The Orlando suburbs offer the best housing and living options for many lifestyles and needs.

It’s no wonder “The City Beautiful” is a popular destination for those looking to relocate to the Sunshine State.

In this article, we'll explore the best Orlando suburbs to live in. We'll also tell you how to secure a mortgage with MIDFLORIDA Credit Union to make your move seamless.

Start your application with MIDFLORIDA.

Should you move to Orlando?

Orlando is a dynamic city with a diverse economy, excellent educational institutions, and a thriving job market.

The city has innumerable entertainment options, from theme parks like Walt Disney World and Universal Studios to a robust arts and culture scene.

The year-round pleasant weather and lack of state income tax add to an already strong appeal.

Best suburbs to live in the Orlando area

Orlando, Florida, is a diverse place with many different neighborhoods that meet every homebuyer's needs.

1. Winter Park

Known for its charming downtown area with brick-lined streets, upscale boutiques, and fine dining, Winter Park exudes an old-world charm.

The suburb is home to Rollins College and offers excellent schools, making it a top choice for families.

Scenic parks, cultural institutions like the Morse Museum of American Art, and vibrant community events make Winter Park one of the most desirable Orlando suburbs.

2. Lake Mary

Lake Mary is another top suburb known for its high quality of life and excellent amenities. The area boasts top-rated schools, safe neighborhoods, and a strong sense of community.

Lake Mary’s proximity to major highways makes commuting to Orlando and other parts of Central Florida easy and convenient.

Lake Mary is also home to several corporate headquarters and offers ample job opportunities.

For recreation, residents can choose from a wide range of activities, including:

  • Golf courses
  • Parks
  • The scenic Lake Mary Trail

3. Windermere

Windermere is renowned for its luxurious homes, stunning lake views, and exclusive communities.

Nestled among the Butler Chain of Lakes, Windermere offers a serene and picturesque environment.

The suburb is favored by professionals and families seeking a high-end lifestyle with access to excellent schools and recreational facilities. The nearby theme parks and golf courses add to the suburb’s allure.

Windermere’s close-knit community and beautiful surroundings make it an ideal place to call home.

4. Oviedo

Oviedo combines the charm of a small town with the amenities of a suburban community.

Known for its top-rated schools, it’s a favorite among families. With its quaint shops and eateries, Oviedo's historic downtown area adds to the suburb’s charm.

The city’s annual events, such as the Great Day in the Country Arts & Crafts Festival, foster a strong sense of community.

5. Celebration

The Walt Disney Company originally developed the suburb of Celebration, Florida.

Today, this master-planned community is known for its unique architecture and picturesque streets—a small-town feel with modern amenities, top-rated schools, a vibrant downtown area, and numerous parks and walking trails.

Celebration’s proximity to Disney World and other attractions makes it a desirable place to live.

6. Winter Garden

Winter Garden is a rapidly growing suburb that has retained its historic charm. The area’s revitalized downtown, brick streets, and unique shops are a major draw for residents.

Winter Garden offers excellent schools, safe neighborhoods, and a variety of recreational facilities, including the West Orange Trail for biking and hiking.

The suburb’s family-friendly environment and proximity to Orlando make it an ideal location for those seeking suburban living with urban convenience.

7. Dr. Phillips

In addition to its convenient location, Dr. Phillips is known for its affluent neighborhoods and top-rated schools.

The suburb offers easy access to Orlando’s major attractions and the renowned Dr. Phillips Center for the Performing Arts.

Residents enjoy a variety of dining options along Restaurant Row and recreational activities at the nearby golf courses and parks.

Dr. Phillips combines luxury living with a strong sense of community, making it a much sought-after suburb in Orlando.

How to get a mortgage in the Orlando suburbs

Securing your mortgage is the first step to moving to one of these beautiful Orlando suburbs.

MIDFLORIDA offers a range of mortgage options tailored to meet your needs. Here’s how you can get started.

Assess your financial situation

Before applying for a mortgage, evaluate your finances.

Check your credit score, calculate your debt-to-income ratio, and determine how much you can spend on a home.

Gather necessary documents

Prepare all necessary documents for your mortgage application—typically proof of income, tax returns, bank statements, and identification.

Explore mortgage options

MIDFLORIDA offers various mortgage products, including fixed-rate and adjustable-rate mortgages.

A fixed-rate mortgage offers stability with consistent monthly payments, while an adjustable-rate mortgage might start with lower rates but can fluctuate over time.

Get pre-approved

Mortgage pre-approval can help you on your homebuying journey in several ways.

Pre-approval helps you determine how much you can spend on a home.

A pre-approval letter tells sellers you're financially able to complete the property purchase.

Work with a mortgage specialist

Consult with a  who can guide you through the process.

We're here to help you understand the different mortgage options, provide personalized advice based on your financial situation, and answer any questions about buying a home in one of these Orlando suburbs.

 

Whether you prefer the historic ambiance of Winter Park, the family-friendly environment of Oviedo, or the luxury of Windermere, there is a suburb to suit every lifestyle.

With affordable housing, top-rated schools, and a strong sense of community, these Orlando suburbs provide an ideal setting for those looking to enjoy the best of both suburban and urban living.

If you're considering moving to one of these Orlando suburbs, now is the perfect time to explore your mortgage options with MIDFLORIDA.

Start your application with MIDFLORIDA today and take the first step towards making one of these wonderful communities your new home.

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