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In the United States, the Internal Revenue Service (IRS) is a government agency responsible for collecting taxes. Unfortunately, this important role has made the IRS a frequent target for scammers who use various tactics to trick unsuspecting individuals into paying fraudulent taxes or revealing sensitive, personal information. While these scams tend to ramp up during tax season, they could happen at any time throughout the year.
Common IRS and Tax-Related Scams
One of the most common IRS scams involves scammers posing as IRS agents. They may call, email, or even visit individuals, claiming they owe back taxes and often use threats and intimidation tactics to pressure victims into paying immediately. Another common scam involves fake IRS websites or emails that appear to be from the official IRS website. Many times they ask for personal information or direct victims to fraudulent websites.
Additionally, there are scams related to tax refunds. Scammers send phishing emails or text messages claiming victims are eligible for a refund. These messages often contain links or attachments that lead to fraudulent websites or include malware.
How to Protect Yourself from IRS and Tax-Related Scams
- Verify the IRS Contact: The IRS will never contact you by email or text message to demand payment. If you receive a call or email from someone claiming to be the IRS, always verify their identity by asking for the caller’s name and badge number and then calling the IRS directly at 1-800-829-1040 to verify the information.
- Be Cautious of Threats: The IRS will never threaten to arrest you if you do not pay immediately. Threats to levy on property may arrive by mail but never by e-mail or text.
- Protect Personal Information: Never provide personal information like your Social Security number, bank account details, or credit card information to anyone claiming to be from the IRS, regardless of how they contact you (phone calls, emails, texts, etc.). Remember the IRS will never request personal information from you via online sources.
- File Your Taxes on Time: Filing your taxes on time can help prevent scammers from claiming your refund before you do. If you need assistance with filing, the IRS does offer resources to help you through the process.
- Visit IRS.gov: For official IRS information, always visit IRS.gov. You can stay up-to-date on the latest IRS scams here or by following them on social media.
- Monitor Your Accounts: Regularly check your bank accounts and credit card statements for any unauthorized charges.
- Report Suspicious Activity: If you believe you have been a victim of an IRS or tax-related scam, report it to the IRS and the Federal Trade Commission (FTC).
By understanding common IRS and tax-related scams and taking proactive steps, you can protect yourself from these harmful schemes. Remember, the IRS will never threaten or demand immediate payment by e-mail or text. They will send you a written communication should an issue arise. If you are unsure about the legitimacy of a contact claiming to be from the IRS, always verify their identity through official channels.
