Skip to Content

Small Business Checking With Big Benefits

From basic to interest-bearing, our affordable checking accounts are loaded with features and come with everything you need to keep your business running smoothly.
Find a Branch

Overview

Business banking. Personalized service.

Business Banking at MIDFLORIDA is different with better services and more convenient hours.

With drive-thru hours of 7 am to 7 pm, and no cut-off time for deposits, you'll have more time in your day to focus on what's really important - your business! Pair that with face-to-face banking, Saturday hours, and more free services, and you'll quickly see we're here to support your business.

Account Comparison
Choose 2 accounts to compare side by side
Find the right account for your business.
No matter the type of Business Checking account you choose, you’ll enjoy fast, local loan approvals, no early cut-off time for deposits, 7am to 7pm drive-thru hours, full-service Saturday hours and free transactions.
Compare
Free Business Checking
No minimum balance. No fees. No brainer! With 300 free transactions each month, this account is ideal for small businesses and non-profits.
Learn More
Business Checking Plus Interest
Let your money work smarter so you don’t have to work harder. Best for businesses that can maintain higher account balances.
Learn More
Freedom Business Checking
A low average balance makes this an excellent option for start-ups and those with low or no credit. It’s an entry-level account with robust features.
Learn More
Premier Business Checking
Ideal for businesses with high transaction volume and treasury management needs. This comprehensive account provides solutions to help improve your cash flow and reduce time spent managing finances.
Learn More
Account Comparison
Comparing MIDFLORIDA Checking Accounts
Account Benefits
Let’s get down to business
These convenient services make it easy to manage your business's finances.
Checking Services
Sometimes business should be personal
Checking account options for more personalized business banking.
Notices & Disclosures
1
Offer valid as of August 1, 2024 and may be canceled at any time without notice. Eligibility and membership requirements for business and business owner(s) apply. To qualify for the $300 incentive, the business must open a Business Checking account (Free Business Checking (minimum $100 to open), Premier Business Checking (minimum $500 to open) or Business Checking Plus Interest (minimum $500 to open); accept and open Online Banking, and eStatement; make deposits totaling at least $5,000 in a calendar month for two of the first six months of account opening; and complete five transactions (deposits, withdrawals, etc.) within the first 60 days. No dividends are paid on Free Business Checking and Premier Business Checking. Annual Percentage Yield for Free Business Checking and Premier Business Checking is 0.00%. Annual Percentage Yield for Business Checking Plus Interest is 4.00% for balances up to $10,000.00; 4.00% to 1.63% for balances of $10,000.01 to $25,000.00; 1.63% to 0.84% for balances of $25,000.01 to $50,000.00; 0.84% to 0.44% for balances of $50,000.01 to $100,000.00; and 0.44% to 0.05%for balances $100,000.01 and over. Rate may change after account is opened. Any business EIN that has previously received a business checking incentive will not qualify for the $300 incentive. The $300 will be deposited to the new Free Business Checking account after the qualifications have been met and will be reported to the IRS.