Lock in early savings on your mortgage

*6.250% is a 7-year promotional rate for credit scores 720 and above with an LTV no more than 75%. 1. Payment example: Based on a credit score of 720, a 30-year adjustable-rate mortgage purchase loan for $300,000, with 25% down (Purchase price $400,000) at 6.250% interest rate and an Annual Percentage Rate (APR) of 6.695% has monthly principal and interest payments of $1,847.15 during the first 84 months. The interest rate may adjust once every 12 months thereafter, based on the 1-year US Treasury Bill rate (4.220% as of December 16, 2024) plus a margin of 2.75%, with a maximum interest increase of 4% over the rate at closing. The monthly payment amount after the first adjustment based on current rates will be $1,971.52 and the highest possible monthly payment during the life of the loan could be $2,541.00.  Promotional Rate and Margin may vary based on credit history and underwriting guidelines. Payment example does not include amounts for taxes or insurance premiums; the actual payment will be greater. Advertised terms are valid as of December 16, 2024, and subject to change without notice. Other conditions apply. Ask your mortgage loan officer for details.