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Home equity loans and lines of credit

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Feeling inspired by those TV fixer upper shows? Turn your renovation dreams into reality with the money you've earned from the value of your house. 
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overview

Unlock the Power of Your Home's Equity

Your home’s equity is a powerful financial resource you can leverage to fund what matters most—whether it's home improvements, education, or other major expenses. Tap into this asset to access the flexibility and financing you need, right when you need it.

Maximize Your Borrowing Power

Access up to 100% of your home’s value and unlock more funds for your projects and financial goals.
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No Need to Refinance

Unlock your home's value without refinancing or changing your current mortgage rate, giving you the cash you need.

Flexible Use of Funds

Whatever your goal, a home equity loan or line of credit gives you the freedom to use the funds as you see fit.
Special Offer

Pay No Closing Costs

Enjoy the benefit of no closing costs on loans up to $400,000, making it easier and more affordable to access the funds you need without extra upfront expenses.1
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personalized support

Expert Guidance Every Step of the Way

Our experienced team takes the time to thoroughly assess your needs, ensuring you receive a loan solution perfectly tailored to you with support from beginning to end. Call (863) 284-5626 or toll free (855) 560-5626.
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Make Your Home Work for You

 Whether you're considering a lump sum loan or a revolving line of credit, we offer flexible home equity solutions designed to help you reach your financial goals with confidence.

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Home Equity Loan

Tackle home improvements and other major purchases with a lump sum, fixed-rate and payment. Terms for all budgets.
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Home Equity Line of Credit

For ongoing projects, a HELOC offers the flexibility you need to draw funds as you need them. Simply borrow, pay, and repeat.
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Interest-Only HELOC

Make only the monthly interest payments during the draw period, allowing you greater flexibility in your budget as you complete your renovations.
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Find Out What You Can Afford

Estimate your borrowing potential and explore how much home equity you can afford.
Other Products & Services

Explore More Banking Options

We offer a range of valuable products and services to meet all of your financial needs. 

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Free Checking

Enjoy all the benefits of a checking account without the worry of monthly fees. Manage your money easily and keep more of what you earn.
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Credit Cards

Whether you want a great low rate or rewards, we have options for you.
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Cash-Out Refinance

Replace your existing mortgage with a new one for more than you owe, receiving the difference in cash. Use the funds for home improvements or other major expenses.
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1. Offer may be canceled without notice. Membership and eligibility requirements apply. Approval subject to application, eligibility, credit and acceptable property (must be your primary residence, manufactured homes excluded; acceptable appraisal and title required; condos or townhouses eligible only if loan pays off all other mortgages and liens). Property insurance required. Flood insurance when required. Online appraisal typically used to determine home value. Not available for refinance or consolidation of existing MIDFLORIDA loans. Minimum loan amount $10,000. Not all homes will qualify to be mortgaged for more than their original purchase price. Other terms and conditions apply. See your loan officer for details. No Closing Costs applies to eligible loan under $400,000 on primary residence on platted lot less than ½ acre with a combined loan to value (CLTV) of 75% or less. Does not apply to purchase transactions. Appraisal, survey, title policy and other closing costs at borrower's expense may be required on other loans. Costs subject to recapture within 36 months.