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mortgage Refinance

Lock in a new low rate and start saving

Refinance your mortgage to maximize saving or lower your monthly payment with refinance rates as low as 5.49% (5.66% APR)1 on a 30-year fixed mortgage.

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Home in Florida
HOW IT WORKS

Settle Into a New Loan Rate

It’s time to lower your payments and boost your savings. Refinance today with rates as low as 5.49% (5.66% APR)1 with 70% loan to value (LTV).

Get Started
Number one

Share a few details

Begin by submitting a few details about yourself and your current mortgage to see how much a new mortgage rate could save you.
Number two

Get Your Offer

Receive a personalized quote for your potential interest rate, loan amount, and terms.
Number three

Unlock Savings

Reducing your rate can lower your monthly payment, giving you extra savings to use however you like.
1. Payment example:  A 30 year fixed rate loan for $300,000 at 5.490% and an Annual Percentage Rate (APR) of 5.657% has a monthly payment of $1,701.49 which includes principal and interest. 
low rates

Maximize Savings With Rates as Low as 5.49%(5.66% APR) 

Refinance your mortgage and start saving today! 

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Features

Feel Right at Home with a New Low Rate

Our low refinance rates are designed to make your financial goals achievable by saving you money on your current mortgage.
Why Refinance

Unlock Savings 

Whether you're looking to lower your interest rate, reduce monthly payments, or pay off your loan faster, our low refinance rates can help make it happen. Our team is ready to help you achieve whatever your savings goal might be. 

 Take advantage of new low rates

 Flexible term options to fit your budget

 Get a personalized rate quote today

 

Get Started
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Mortgage specialists

Find Your Perfect Mortgage with Expert Help

Not sure which mortgage loan is right for you? Our Mortgage Specialists are here to guide you every step of the way. Contact a local expert to get personalized advice and find the loan that fits your needs. Locate a Mortgage Specialist or call (863) 688-8443 or toll free (855) 915-4663.
Mortgage Specialists
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Calculator

Estimate Your Refinance Payment

Use the calculator below to calculate what your new monthly payment could be.

how to apply

Ready to See if You Qualify?

Don't miss out on rates as low as 5.49% (5.66% APR)1 on a mortgage refinance - start your journey towards greater financial freedom now! 
Get Started
1. MIDFLORIDA Credit Union Membership, eligibility, and credit approval required.  Available for rate term refinances on primary residences excluding mobile homes.  A minimum credit score of 700 is required with a maximum loan to value of 70% and loan amount of $2,000,000.  A Rate term refinance is defined as paying off the first lien with no additional cash received at closing.  Payment example:  A 30 year fixed rate loan for $300,000 at 5.490% and an Annual Percentage Rate (APR) of 5.657% has a monthly payment of $1,701.49 which includes principal and interest.  Payment example does not include amounts for taxes, insurance premiums, or private mortgage insurance premiums; the actual payment will be greater. Advertised terms are valid as of February 1, 2025 and subject to change without notice. Other conditions apply. Ask your mortgage loan officer for details. 
 

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