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Exclusive Certificate Specials

Secure higher interest rates with our exclusive CD specials: 6 months at 4.50% APY, 14 months at 4.00% APY or 36 months at 4.00% APY.
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CD Offer

Competitive CD Rates!

Your nest egg is about to hit a growth spurt. With our certificate specials from MIDFLORIDA Credit Union, you can maximize your earnings while enjoying the fast, friendly, face-to-face banking you’ve come to trust. The rates are guaranteed for the duration of the terms, offering you risk-free savings options that won't fluctuate with the market.

4.50% APY for 6 months1
4.00% APY for 14 months2
4.00% APY for 36 months1

Features

  • Limited time offer!
  • Available as an IRA CD
  • Earn with confidence with guaranteed rates
  • Interest compounded monthly
  • New and existing money only

Start saving today

Visit a nearby branch to open your Certificate Special today.

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Additional Savings Options

Flexible Savings Options

If you prefer to maintain more flexible access to your money, we have several savings options for you. From Money Market to Extreme Yield, you'll earn interest on your money with the ability to withdraw funds at any time.

  • Faster and easier access to cash than a CD
  • No limit on number of withdrawals per month
  • No penalties for withdrawals 

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How to Open an Account

Open an Account Today

Save money the way that works best for you. Find a branch near you to open a savings account or certificate. 

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Notices & Disclosures
1
6-month and 36-month Certificate of Deposit: Offer and rate valid as of October 1, 2024, and may be canceled without notice. Membership and eligibility requirements apply. Fees may reduce earnings. Minimum to open $1,000. The initial deposit cannot exceed $5 million per member or $10 million per address. Advertised Annual Percentage Yield is based on the assumption that the funds will remain in the certificate until maturity. Penalties may apply for withdrawal of funds before maturity. Contact employees for further information on fees and terms.
2
14-Month Certificate of Deposit: Offer and rate valid as of September 23, 2024, and may be canceled without notice. Membership and eligibility requirements apply. Fees may reduce earnings. Minimum to open $10,000. The initial deposit cannot exceed $5 million per member or $10 million per address. 4.00% APY (Annual Percentage Yield) is based on the assumption that the funds will remain in the certificate until maturity. Penalties may apply for withdrawal of funds before maturity. Contact employees for further information on fees and terms.