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Join MIDFLORIDA Today!
Experience the benefits of credit union membership, including low fees, great rates and personalized service. Become a member and start banking smarter with us.
Get StartedRefinance affordably with a fixed rate mortgage
Take advantage of our incredible 5.657% APR¹ on 30-year fixed refinance mortgages. Lower your monthly payments and secure your financial future with MIDFLORIDA Credit Union.
Get Started 
How it Works
Rates as Low as 5.657% APR¹ for 30 Years
Need to lower your monthly mortgage payments? Our 5.657% APR 30-year fixed refinance mortgage could be the solution you've been looking for. Available in select markets, this exclusive offer is designed to help homeowners like you save money and build equity faster.
See if You Qualify
Check Eligibility
Share basic details about your situation, and we’ll help you understand whether you qualify.
Get Your Rate
Get your personalized interest rate, loan amount, and terms for a 30-year fixed-rate refinance loan.
Lock Your Rate
Once approved, you’ll pay your new lower monthly payment with a locked in interest rate.
Features
30-Year Fixed-Rate Refinance Loan Benefits
As your credit union, we’re your partner in personal and financial growth. We’ll help you refinance your mortgage for an affordable monthly payment and interest rate. Get straightforward financing with our 30-year fixed refinance loan.
Key Benefits
- Reduce your monthly payments.
- Save money each month.
- Lower your interest rate and lock in predictable monthly payments.
- Switch from an adjustable-rate mortgage to avoid risks of rising payments.
- Pay off your loan early without penalty.
If you’re uncertain what term length you want to choose or want to access cash from your home when refinancing, consider our other refinancing options.
How to Apply
Ready to See if You Qualify?
Don't miss out on this limited-time offer. Apply now to see if you qualify for our 5.657% APR¹ refinance mortgage and start saving today!
1. MIDFLORIDA Credit Union Membership, eligibility, and credit approval required. Available for rate term refinances on primary residences excluding mobile homes and condominiums. A minimum credit score of 700 is required with a maximum loan to value of 70% and loan amount of $2,000,000. A Rate term refinance is defined as paying off the first lien with no additional cash received at closing. Payment example: A 30 year fixed rate loan for $300,000 at 5.490% and an Annual Percentage Rate (APR) of 5.657% has a monthly payment of $1,701.49 which includes principal and interest. Payment example does not include amounts for taxes, insurance premiums, or private mortgage insurance premiums; the actual payment will be greater. Advertised terms are valid as of February 1, 2025 and subject to change without notice. Other conditions apply. Ask your mortgage loan officer for details.
