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Get $200 When You Open a Free Checking Account

Bank smarter with MIDFLORIDA’s limited-time $200 cash bonus. Discover how simple it is to qualify for a Free Checking account that offers a wealth of benefits.
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FREE CHECKING ACCOUNT SPECIAL OFFER

See if you qualify: Make a direct deposit of $500 to earn your bonus¹

How it Works

Apply online and get your offer today. However, there are additional requirements to receive the $200 bonus. See details below.

Here's how to qualify for the $200 bonus:

  1. Open a Free Checking account and set up direct deposit. (Note: Cash App transfers do not qualify as direct deposits.)
  2. Meet all requirements within the first 60 days, including:
    • Posting $500 or more by direct deposit.
    • Enrolling in online banking.
    • Accepting eStatements.
    • Completing 5 debit card transactions.
  3. Receive $200 into your new Free Checking account.

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Free Checking account top benefits

All the account details included, for free.

Free Checking Account Benefits

Our Services

Why MIDFLORIDA?

OUR SERVICES

Why MIDFLORIDA? As your credit union, we’re your partner in personal and financial growth. We offer a unique blend of modern banking convenience, local presence, and commitment to service.

Advanced online banking

Access to do all your banking securely online, including a single view look at all of your accounts

Wide range of free benefits

Make the most of your banking with features like early paycheck access, instant issue debit cards, and text banking

Extensive local presence

With nearly 65 branches located throughout Central Florida, access to your accounts and in-person advice is always accessible

Excellent personal attention

Our dedicated team ensures every interaction is tailored to your financial needs with expert advice and support

Member focused

As a credit union, our members are owners. Profits provide lower fees, better rates, and more member-centered services.

Free financial resources

We provide a wealth of educational resources to help you better manage your finances and empower informed decisions

 

Free Checking account FAQs

What information do I need to apply for MIDFLORIDA’s Free Checking account?

We’ll need you to provide your Social Security Number, a government issued ID, date of birth, and a U.S. physical address. If your physical address is different from that on your ID, proof of address will also be needed. A soft credit inquiry will be made during the account opening process, which will not affect your credit rating.

How do I qualify for the $200 Free checking account bonus?

To qualify for the $200 bonus you can open your new Free Checking account either online or in person at a MIDFLORIDA branch and meet the requirements within 60 days.. Once your account is active, set up and receive a minimum of $500 through direct deposit within the first 45 days of account opening. The bonus will then be credited to your account automatically after these conditions are met.

Are there any monthly fees or minimum balance for the Free Checking account?

No, the Free Checking account is just that, free. It comes with no monthly maintenance fees and no minimum balance requirement. Enjoy all of the benefits of banking with MIDFLORIDA without worrying about maintaining a certain balance or incurring monthly fees.

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Your Money. Your Way. Start Today

The MIDFLORIDA Visa Signature card rewards you with 1.5% cash back. The benefits don't stop there. This card offers no annual fee.
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