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FAQ

Your Security

CheckPlus Debit Card
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MasterCard Secured
Visa Platinum

Visa Platinum
Intro Rate for Purchases
and Balance Transfers 		3.99%* for the first 6 months, after that:
Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances
Beacon Score
=> 700		 9.99%
Beacon Score
620 to 699		 13.99%
Beacon Score
500 to 619		 16.99%
Other APRs Balance Transfer APR: 3.99% for the first 6 months, after that rates as low as 9.99%
Penalty APR:  17.99%**
Variable-rate information N/A
Grace Period for Repayment of Balances for Purchases 25 days on average
Method of Computing the Balance for Purchases Average Daily Balance (including new purchases)
Annual Fees None
Minimum Finance Charge None
Late Payment Fee None
Cash Advance Fee None
Over Credit Limit Fee None
Balance Transfer Fee None
Return Check Fee None
International Transaction Fee: If a foreign transaction involves a currency conversion, a fee of 1% of the transaction amount will be assessed. If the foreign transaction does not involve a currency conversion, a fee of 0.8% of the transaction amount will be assessed.

Please see the disclosure that is given to you. The information is accurate as of June 1, 2008 and is subject to change after this date. Please contact us at Electronic Services Department, P.O. Box 8008, Lakeland, FL, 33802 for any changes in this information.

* Introductory rate applies only to initial credit card account at MIDFLORIDA.
** If a cardholder is 30 days delinquent for three times in a six month period, we may immediately increase the rate on the entire balance.
 

Your savings federally insured to at least $250,000 and backed
by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency.

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