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Personal Loans

Loans From $200 to $20,000

Current Rates
Term APR
Closed End Personal Loan up to 72 mos. as low as 12.77%*
Premium Line of Credit as low as 10%*
Payment Example: A 36-month closed-end personal loan of $5,000 with an interest rate of 12.00% and an Annual Percentage Rate of 13.43% would have monthly payments of $166.12.

The Premium Line of Credit is your personal line of credit to write yourself a loan to purchase anything from a new outfit to a luxury automobile, whenever the "want" or "need" arises. The Premium Line of Credit can also provide automatic overdraft protection for your checking account to avoid the embarrassment of checks returned for insufficient funds. It’s a great safety net for unexpected expenses. The interest is only calculated on the amount accessed, and the minimum payment is only 2% of the balance owed.

*Other rates and terms available. Rates are based on your credit score and are subject to change. Minimum Equifax credit score (pulled by credit union) of 700 is required for advertised rates. Premium Line of Credit rate is determined quarterly by adding 4% to the Prime Rate, depending on credit rating, and is subject to a floor rate equal to the initial rate.

 

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